Travelling On

teapot2

Great that you can see such a difference for all your efforts and can look forward to your own planting scheme :j

Karmacat

Thanks teapot, thanks the people thanking, so to speak My web connection went a bit funny, took a while to sort it this morning - I was *so* tired last night, in bed by 10.30, so a nice long sleep It made me open the post last night, though, so thats good

Today, there's a lot of carrying on where I left off (as usual!). With the finances:
- check yesterday's cc payment went through.
- pay the other credit card bill, it was in the post, and its the one that has the kitchen payment on.
- send back a bit of dosh to savings account.
- set up a monthly direct debit returning money to the savings account.

I think the eventual aim is to live on the SP amount, more or less, plus there's a Regular Saver linked to the account, so of the £1500 that must be paid in, I'll return £500 to the savings account. But I'll keep a month's extra money in the current account in any case, thats a small price to pay for peace of mind.

After all the financial gubbins:
- gardening. A bit of sawing might happen in this respect
- I have a lovely wickerwork chest that was my mum's, I've cleaned it and left it to dry for a few days. It needs painting, but right now, it needs to go upstairs and be used as a temporary cupboard for my kitchen stuff! Delivery of kitchen renovation stuff could be some time before the actual work, I can't tell, so I need some time in hand.

With a bit of off the cuff stuff, that's probably enough and blimey, I'm hungry just looking at that lot. Time to distract myself :rotfl:

Karmacat

- check yesterday's cc payment went through.
It did, thankfully.

- pay the other credit card bill, it was in the post, and its the one that has the kitchen payment on.
Oops! Yes, now paid in full. They were as good as their word in not charging for the previous month's late payment, with having had to cancel my card, but they *have* charged me £12 for going over my credit limit, which was due to the kitchen. Reasonable enough, actually.

- send back a bit of dosh to savings account.
Yes, sent chunk of dosh winging its way to savings.

None of the rest done yet, I'm just about to get myself together and go out into the garden.

Karmacat

Wickerwork chest is upstairs and ready to be filled with rehoused kitchen stuff.

And the garden! Four square feet, not two, today! Dead chuffed I think my lemon balm and my wild garlic will survive, though I've probably lost a lot of wild garlic seeds that were bumbling about in the ground. Worth it to clear the couch grass, and I'll rehome some well away from it. Couch grass, brambles, and infestation of non-fruiting alpine strawberry plants all done away with.


:j :j :j

beanielou

I dont know how you do it but you do :j :j

Karmacat

Aw, Beanie :kisses3:
I do it by doing nothing else and eating very simple food: pasta, cooked lentils, frozen broad beans, with tomato puree and avocado oil drizzled over. Don't have any energy to cook, as opposed to heating things up. And since I finished gardening, I've just sat here, thats all. I can't wait to finish this phase of it all, to be honest, but I'm pretty determined when it comes to a project thats finally got to the top of my to-do list

Karmacat

Just placed a Sainsbo order for next week: a Wednesday delivery, mid afternoon, costs 50p! Never seen that before. I did the same order at Asda for a while, and then it was obvious that with the money-off voucher at Sainsbo, that would be much cheaper (mostly because of the Azera coffee being more expensive at Asda :o:o) so I finished off with Sainsbo. They also had a triple Nectar points.


Note to self: when today's cc payment has reached the provider, change the payment to my Nectar card, I'll get more points that way, quadruple not triple

Karmacat

Karmacat wrote: »

I can't wait to finish this phase of it all, to be honest, but I'm pretty determined when it comes to a project thats finally got to the top of my to-do list

Ahem. And today, I'm faced with the disadvantages of that tendency of mine In the push for the garden, I've completely forgotten that I haven't yet done the French accounts :o:o which includes scanning the paperwork, as I send it over t'interweb. So that's the job for today.

There are other possibilities, of course, along with the garden: a bonfire, shredding (for the bin collection tomorrow), taking the stuff in my trolley to the charity shop and then buying frozen veg, all sorts of things. But the French accounts come first!

ETA meanwhile the washing machine was on ... I've just hung it out, as there's a cloudless blue sky, and the white stuff on the ground wasn't leftover dewdrops from the fog, it was frost! So we had freezing fog last night

:eek:

Karmacat

Ta-da, I've done all I can face doing of the French accounts - about 90%, actually a lot of the documentation is online, which means less scanning for me, and all I've got to do now is:
- fish December's bank statement out of recent financial inbox, to stash with the right set of paperwork.
- go through the paperwork from the mortgage company, see what the interest was each month.

I'll try to negotiate with the accountant after this: there's a software programme I could try to use, and frankly, the income is so low, and the accounts so simple, I can't believe I couldn't do things myself. There's also the fact that the tax situation in France for me is very simple: I pay the taxe fonciere relevant to the apartment, and thats that. No ifs, buts or maybes. I think. Too close to the final dateline for argument this year, but even though I probably only have a few years to go, I'll sort it for the next few years - its about E350 a year I might be better off, thats a lot of money!

Out into the garden now, I'm not faffing around with this any more

Anyone out there celebrating Valentine's Day, enjoy I'm afraid I'm not joining in just now, but have some fun, all lurgies allowing :blushing:

Suffolk_lass

Karmacat wrote: »

Out into the garden now, I'm not faffing around with this any more

Anyone out there celebrating Valentine's Day, enjoy I'm afraid I'm not joining in just now, but have some fun, all lurgies allowing :blushing:

Well done for fighting that bullet. Have fun in the garden - we shall be doing loads together after tomorrow as it is the start of half term for Mr SL. I also anticipate some beautiful flowers tomorrow, as Mr SL will buy on "national reduced flowers day" - I love the frugality of it!