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misstara's debt diary 2018

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Comments

  • misstara
    misstara Posts: 4,031 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Beautiful weather on Thursday so sat out in the garden after work for a few hours. Yesterday I spent £16.66 in the supermarket and then went for a run. Today looks beautiful again :D

    Got paid £42.39 from 2nd job so £40 to the car fund and £2.39 payment to the debt.
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £25.02/£50
    Mortgage overpayments so far - £800.96
  • misstara
    misstara Posts: 4,031 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Today has been rather spendy - £110 transferred to my sister for the accommodation, £18.25 on food, £1.20 on a paper, £18.25 on petrol, £6 on toiletries and £28 on entry to a 10k race (not budgeted for but will use money from 2nd job).

    Budgets currently look like £110/£250 holiday/social, £34.91/£200 food/toiletries and £18.25/£110 petrol.
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £25.02/£50
    Mortgage overpayments so far - £800.96
  • misstara
    misstara Posts: 4,031 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Today has been a NSD other than a couple of direct debits. Did some surveys this evening so once the pending balance in PA clears, that will be another £20 to the car fund :)
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £25.02/£50
    Mortgage overpayments so far - £800.96
  • misstara
    misstara Posts: 4,031 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    £3 bank account reward went in this morning so that's been paid to the debt :D
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £25.02/£50
    Mortgage overpayments so far - £800.96
  • in_need_of_direction
    in_need_of_direction Posts: 7,857 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Of course it has. That's why there's under 30% to go :)
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • misstara
    misstara Posts: 4,031 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks INOD - slowly getting there :D

    Went for a run today and then a drink with a friend (£3.65) and small top up shop of £2.85.
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £25.02/£50
    Mortgage overpayments so far - £800.96
  • AspiringButAnxious
    AspiringButAnxious Posts: 753 Forumite
    You're doing very well -- slashed your new flat debt since I last checked in. Well done! :D
    Rainy day fund — 210/1000 Emergency fund — 1019/1500
    Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 0
  • misstara
    misstara Posts: 4,031 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks ABA, my plan is to just have my monthly car payment left by the end of the year.

    Today I spent £5.85 on lunch with an old colleague who I was on training with and £5.06 on some stuff for lunches for the next 2 days.
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £25.02/£50
    Mortgage overpayments so far - £800.96
  • misstara
    misstara Posts: 4,031 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Yesterday was a NSD :)

    Today I spent £10 on a leaving gift for someone at work and £16.77 on food. I'm away from tomorrow until Thursday with my family so that's to keep OH fed. I'm also leaving him £15 of the food budget for any other bits he might need while I'm gone. I probably won't post at all until I'm back so hope everyone has a good week :)
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £25.02/£50
    Mortgage overpayments so far - £800.96
  • in_need_of_direction
    in_need_of_direction Posts: 7,857 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Enjoy the break
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
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