📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The "Save 12k in 2018" Thread!

Options
1555658606196

Comments

  • george4064
    george4064 Posts: 2,928 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    george4064 wrote: »
    £926.83 saved in March.

    I took out a credit card with a promotional 30 month 0% interest in January, and I've been thinking of how to include this within my overall savings. I have decided to have a new column for the credit card and update a negative value each month. For January and February's figures were a bit inflated as I had not been factoring in this 'free' money I was borrowing. Would be interested to hear if/how anyone else factors in debts such as this into the savings spreadsheet?

    This month is also going to be overstated (and look like it doesnt all add-up), whereas next month will be back to normal!

    TSB RS - £250
    HTB ISA - £200
    P2P - £1,047.23

    £545.86 saved for April.

    Despite my S&S ISA falling -5% in total over February and March, it bounced back nicely by 4.55% in April! Yay! Long-term performance remains strong at approx 11.7% annualised since 31/12/2014.
    "If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett

    Save £12k in 2025 - #024 £1,450 / £15,000 (9%)
  • excelwizard
    excelwizard Posts: 81 Forumite
    £894.37 saved for March - form submitted

    total so far - a measley £63.25....

    however on the bright side my totals are looking good for April so I will finally start making some progress

    Changing my update for April - I miscalculated my total and I've decided to add in my LISA bonus as I'm including interest from all my other accounts anyway - new total for April is £2887.91. Overall total this year is £2951.16
    Save 12K 2019 #37 - £3,512.97 / £6,000 (July)
    [STRIKE]Save 12K 2018 #113 £7,755.49 / £7,500 [/STRIKE] [STRIKE]Save £12k 2017 #186 £8,507.30 / £10,000[/STRIKE]
  • kev2009
    kev2009 Posts: 1,108 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi,

    #65 declaring £500 for April.

    Form has been submitted also.

    Many thanks

    Kev
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #11 with £2,773.91 for April, making £12,651.96 for the year so far. April turned out better than I'd hoped, so ticking along nicely at the moment :)
  • sonas_baby
    sonas_baby Posts: 224 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Hi no.52 reporting in with £406.98 for April, it's been an expensive month so just glad I got to save some. !!!55357;!!!56397;
    It is the job that is never started that takes the longest to finish. Tolkien.
    Save 12k in 2025 No 18 365 1p challenge 2025 No 2
  • Cottage_Economy
    Cottage_Economy Posts: 1,227 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just updated the spreadsheet for April and May, £500 for each month. Where did the time go to??

    I have a boiler to pay for in September so going to be knuckling down really hard and trying to save another £500 a month between now and then to go towards it. I'm keeping that off the spreadsheet though, as this is saving to be spent rather than for retirement.
  • bassking
    bassking Posts: 12 Forumite
    Fourth Anniversary
    Just updated the form #73 adding £1,684 for April.
    The volatile shares are up this month... let's see if they can hold the gains!
    Good luck all :)
    Save 12K in 2018 #73
  • Clare43
    Clare43 Posts: 155 Forumite
    Eighth Anniversary 100 Posts
    Hello :) Number 3 reporting £1817.09 for April :)
    Save 12K in 2020. Number 13
  • #20 reporting £1560 for April. Well on track so far for the year so just hoping I can keep it up.


    May will have plenty of expensive socialising (not completely by choice) so will be a bit more of a struggle!
    Save 12K in 2018 #20 - £20,890/£18,000 (116%) November £1950
    Save 12K in 2017 #46 - £13,184/£12,000 (109.87%):D
    Save 12K in 2016 #184 - £4,608/£4500 (102.4%) :D
  • Suffolk_lass
    Suffolk_lass Posts: 10,285 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Poor Simplyfading has got chicken-pox :eek: so please hold on - she will be back shortly to update the sheet with April's (sounding very productive) month's totals
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.