The "Save 12k in 2018" Thread!

christiem94

No. 41 reporting £275 for March and £1,415.49 for April, so pretty much on target for my 2018 goal

*little.squirrel*

#112 checking in with £261.88 for April. A big month with work expenses unfortunately. This should hopefully mean we get them back next month and save a lot more! We did get a sizeable tax return from when we lived in the USA last year but I'm not including that because we haven't 'saved' it ourselves.

Martinslovechild

#111 reporting in with a £500 gain for April. Not nearly as much as I'd hoped, but hopefully it will be higher next month.

I've completed the updated form.

imajica37

With a bit of help from a LISA bonus, I have £1,630 to add this month

Alarae

Number 58 reporting savings of £929.79.

Unfortunately lower than the £1,000 average I had been doing but had a couple of expensive weekends.

This is the last month I can save this much as we are completing on our house purchase on 3 May! :j

So will be dropping savings due to higher household expenditure to about £600 a month from now on. Hopefully can increase it again from August if my exams swing the right way and I can negotiate a good payrise

cathybird

Evening all, no. 15 reporting £1,205.04 for April, bringing my yearly total so far to £2,437.63

Xenon

Xenon The Cheeky Chappie

April - £925

2018 - £4504

geoffers4

Hi everyone

Well that's April done and we're one-third through the challenge already.
Among the costs we had; OH's car needed MOT and quite a few bits replacing, my car needed a headlamp too, some bits of furniture to finish off the lounge refresh, and in a moment of uncontrolled extravagance I treated myself to some new slippers.
My tax bill went up a lot this month as my Prudential AVC has to be much lower for the next 12 months.
So reporting £1607.25 for April.

As it's the start of the new tax year I've also been consolidating some old ISAs...hope you've noticed you can now get 2.65% on a 5-year ISA (I had to remind MSE who'd missed it off the website).

And....I did in the end decide to open a S&S ISA with Vanguard, for VLS60. So that should be interesting.

Happy saving everyone.

Wentthedaywell?

Ooh Geoffers, that's the same S&S ISA as I went for! What with that and my AVC, I paid something like £70 income tax for the whole of last year.:j

It's mostly recovered from the fall of a couple of months ago so I am reporting £2000 for April. Now I am semi-retired, I need to start thinking about spending money as much as saving it - there are no pockets in a shroud! That's quite a shift in mindset after an obsessive savings push in the last few years of full time working.

So from now on, half my savings will be ring fenced into a holiday pot so I can get a couple of decent hols a year, or one really good one. I'll carry on reporting the total amount here though as the spending is part of a strategy, rather than just a frittering away of money.

Happy new financial year everyone!

bioboybill

#119 reporting £913.88 for April and sheet already updated. The challenge is pretty much on target so far, which I'm pleased about since I had a 2 week holiday in March that had to be paid for.


However, my wife decided some decorating and new carpets were needed this past month and I have over £1K credit card bill to settle this month from that. Then we are both doing the Coast To Coast Walk over 13 days from May 14th, so that will cost another £2K approx that will be taken from savings over May/June.


That will pretty much wipe out most of my current total and I will have a lot of catching up to do. I still think there's a chance I can get somewhere near my target though, as my wife is due around £600 tax rebate for overpaid income tax from the last financial year, and a long running 0% credit card and 0% loan should be paid off by October, saving me another £220 a month. Here's hoping there are no nasty surprises!