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The "Save 12k in 2018" Thread!

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  • Tales17
    Tales17 Posts: 257 Forumite
    Just under £50 saved this week, will update final total next week when my direct debit savings have moved across :)
    Grocery Challenge 2019 YTD-£820.46/£7200(11%)
    Grocery Challenge Feb - £93.10/£600(16%)
    £12k in 2019 #: Monthly Saving Accounts £500, Cashback & Competition Sites £2.59, Shopping Saving £152.09,Selling £121.26, Interest & Dividends £43.93, Surveys £0, 365 Day Penny Challenge # £103.44
    Total Saved - £923.31/£12000(8%)
  • Dot_Cotton_2
    Dot_Cotton_2 Posts: 15 Forumite
    !!!8364;1000 saved for April. Total of !!!8364;4000 now yay :-)
  • Owen1991
    Owen1991 Posts: 77 Forumite
    Eighth Anniversary 10 Posts
    should I count my bonus from LISA as savings? Got it paid in today :)
    Mortgage Start - £188,714 | Overpayments Made - £0
  • excelwizard
    excelwizard Posts: 81 Forumite
    £787.91 saved this month - total so far £851.16

    Realistically I think I'm going to have to lower my target for the year so that I'm not setting myself up to fail

    Owen1991 I'm not including my LISA bonus for now as I'm tracking how much I can save out of my payslip but who knows...I may add it to my total for the end of the year if my saving goes awfully :rotfl:
    Save 12K 2019 #37 - £3,512.97 / £6,000 (July)
    [STRIKE]Save 12K 2018 #113 £7,755.49 / £7,500 [/STRIKE] [STRIKE]Save £12k 2017 #186 £8,507.30 / £10,000[/STRIKE]
  • Suffolk_lass
    Suffolk_lass Posts: 10,285 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Managed a bit more this month, but still miscalculated so that both current accounts will incur small overdraft charges next month. Frustrating!
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Owen1991
    Owen1991 Posts: 77 Forumite
    Eighth Anniversary 10 Posts
    excelwizard wrote: »
    £787.91 saved this month - total so far £851.16

    Realistically I think I'm going to have to lower my target for the year so that I'm not setting myself up to fail

    Owen1991 I'm not including my LISA bonus for now as I'm tracking how much I can save out of my payslip but who knows...I may add it to my total for the end of the year if my saving goes awfully :rotfl:


    I was thinking the same, I'm not including tax relief on my SIPP but feel like this is slightly different. Hmmm I'll have a think anyway.
    Mortgage Start - £188,714 | Overpayments Made - £0
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,482 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    I'm including LISA bonus, interest on bank accounts, cashback etc despite those all being "free extra" money... every £1 I get through those sorts of things gives me an extra £1 to put towards the house deposit, which is the big savings goal at the minute, so for me it feels right to do so.

    (But not pension relief on the SIPP, because there's not much I can do with that for the next 50 years).

    I guess it depends how close you are to a house purchase as to how relevant the LISA bonus is to your savings goals - if it's a "maybe in 10 years" probably a lot less relevant than it is to me?
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
  • rawr_
    rawr_ Posts: 190 Forumite
    Part of the Furniture 100 Posts I won, I won, I won!
    Nothing saved this month unfortunately and I anticipate not much saved next month either - but then should pick up as my husband will start paying in some money to my savings account to help out! It's slow going at the moment.
    Biggest Comp Wins: Tour of Vietnam 2015 | Baby Rawr_ was born 16/03/20!
  • Owen1991
    Owen1991 Posts: 77 Forumite
    Eighth Anniversary 10 Posts
    No. 101 - £2050 saved this month, decided to include my LISA bonus as it is a part of my short term savings.
    Mortgage Start - £188,714 | Overpayments Made - £0
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,482 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    No. 38 - £2432.54 for April, including LISA bonus for 2017/18.
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
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