Drawing a line under the debt. Take two.

Queen_of_the_Hive

Oh no @Drawingaline your solicitor will be the death of you. I'm surprised they didn't warn you that the searches could take longer than usual. On my purchase I was advised minimum wait time of 4 weeks. You'll get there try not to let it get to you. 

Drawingaline

clarissa62 said:

Oh no @Drawingaline your solicitor will be the death of you. I'm surprised they didn't warn you that the searches could take longer than usual. On my purchase I was advised minimum wait time of 4 weeks. You'll get there try not to let it get to you. 

10 working days max here. Just haven't been instructed because it took over a month to receive the contract pack. I was about ready to go and pick the bloody thing up and drop it off. But seeing as they have managed to lose the fensa certificate we physically took in and gave to the assistant who took our id copies, not sure even that would have guaranteed safe arrival 🤦 

I just hope she raises some enquiries for the vendors this weekend, because then they will probably hang on until the 22nd, but so far they have literally had no correspondence at all. In six weeks! 

I am still hoping for the first week in Nov, and actually this all goes in our favour for that date, we will save £1500 in redemption fees by it taking that long. 

I will still try and speak to the locum next week to ensure the mortgage offer has been received. Last time we moved that was the hold up, we had one come with the incorrect solicitors details, so had to he resent and that one went missing. Took a month to get it sorted. 

savingholmes

Hope things settle down for you

bd80s

aw crumbs! you are having a nightmare with the solicitors  
hopefully it will all move again properly now …...well as soon as the solicitor is back from holidays!

Drawingaline

Just heard from EA move manager, vendors solicitor has received initial enquiries 🎉🎉🎉 which should mean the pressure is off until our solicitor gets back next week when the final search should be back.

I have asked the move manager if the vendors are on a deadline and mentioned beginning on November for completion (obviously very much depending on legal stuff) but that we are flexible. Just to get the vendors to see that 15weeks from complete chain is actually pretty much the norm. They are moving back to mainland Europe apparently so it may just be that they have deadlines for that. But they may have just been getting twitchy due to the lack of communication and I don't blame them.

Property buying in this country is ridiculous

Queen_of_the_Hive

@Drawingaline phew! Still can't quite believe we are talking about November when in reality its only 6 weeks away. Keep going..! 

Drawingaline

Just spoken to the solicitor covering, our mortgage offer has been received by them 😁 one step closer......

Drawingaline

clarissa62 said:

@Drawingaline phew! Still can't quite believe we are talking about November when in reality its only 6 weeks away. Keep going..! 

I know! I honestly had the beginning of Nov in my head from the beginning (helps that we will save 1.5k in redemption fees by going past 1st November) last time we purchased we were chain free and it was an empty property as the vendors had moved out of the area. Took 16weeks. I feel 16-20weeks is realistic. 

Hopefully knowing the finances are in place and that enquiries are going on the vendor will settle down a bit. And our sale is ticking along I think. 

savingholmes

Glad it's settling down - our quickest move out was 5 weeks and we went to live with MIL for what turned out  to be 6 months while waiting for our vendors to have a new home built and move in. It was a good call though - as that house went up in value dramatically while we lived there and had an 80 foot garden.

Drawingaline

The only thing in our favour is that we will be living here for the next 20/30 years. So any quibbling over stupid covenants/clauses/no regs for boilers/windows etc just don't bother us from a reselling pov. Obviously need to make sure the lender is happy, but I am willing to take out indemnity policies to cover anything 😂😂😂