NST December: Debt Destruction December

Toni'sfriend

Kerry Woman - Hope everything goes smoothly. You are in my thoughts.

greent

Kerry Woman - hope things run smoothly today x

Florence_J

Best wishes for today Kerrywoman.

Fmess

Hope it all goes well today kerry woman, big hugs

Today could be a SFD but I’ll see later. I went out for brunch with a friend but she paid as I’d done her a huge favour last week I’m off to a drive in movietonight but my friend has paid and said they didn’t want paying back, I’ve bought lots of snacks to share.

Dottydaisy

Kerry Woman May your faith help you today on this sad occasion, hugs to you and your family. Look after yourself. xx

greent

NSDs Still 8.
Lunches taken/ prepped at home - yep.

Debt destruction: Aiming for DFD (exc BTL mtge) of 10/18. Have joined the 'pay off all your debts by Xmas 2018' challenge to hopefully gain inspiration and keep motivation
Exterminate Facebook gone from phone. Will keep it off. Regenerate - will re-start cleaner eating - starting with dropping sugary snacks in between meals - although have just realised that this will be a total fail over the next week! :rotfl:
Clear up, clean up and take control. Clear space by removing 31 items - 77/31- 7 pairs of old glasses recycled via Vision Aid today Clean up your way of talking to yourself. Let yourself sparkle. Take control of your finances, your time, your habits, and your health. -
Explore your local area - failing at this.
Mental health.. Do something every day this month that makes you feel good: Write down 4 gratitudes each day.
* having the grocery shopping done! OH thinks we might need some part bake rolls from A1di, but a quick dash in will solve that if that's the case. The 'big' food shop is done, and I currently have 28 pints of milk - should see us past Xmas Day, I hope (but will pick some more up if A1di dash and grab is done)
Budget EVERYTHING
Food 428.28/450 - getting close to the limit here!!
Social 26/£120
Gifts 110.07/£125
Fuel 50/65
Make extra money 60.66:j:j (+ 6 extra hours at work) - (and kids have made over £150 (net) from selling toys!!:T:T)
Evaluate (Done) Now to 2018: (targets set)
Remember to do - DONE (foodbank/ save the children/ hamper scamper appeal/ shelter/ homeless collection/ bag of various to CS)

DD's bf has just left to go back home (Wales) for the hols. Food is bought, presents (exc stocking fillers - will be done shortly) are wrapped. Cemetery has been visited and flowers laid. House needs a clean and tidy and the ironing caught up and then we are done! Swapping presents with bestie at her house tonight, swapping presents with sis tomorrow. Think that then leaves just my mum for not-our-household presents - will give her those Xmas morning. Quite chilled here
xx

Lauralozzle

Still on NSD number 6. If I reach ten I will be happy!

Still got this cold, I’m fed up of it now. It’s just my luck that I end up ill when I e booked time off work so I can’t really enjoy it. I’ve been ‘on’ for the past 3 days with gatherings and events and I just want to crawl into bed and sleep.

My dad’s coming around later but I think when he goes I will go to bed or maybe have a HOT bath to relax. Might read my kindle later too. I’ve not had a cold this bad for a couple of years and it’s taken it out of me. I hope I’m better by Monday!

Budgets are looking tight now but the fridge is full and should last well into the new year. Pay day is next a Friday and I can’t see why we will need to shop again until then. Grocery budget is £248.26 now so we have hit target.

Gratitudes:
My bed
Time with my grandmother today
Time with my dad today
Hot water, for the bath I intend to have later on.

laurenh1

kerry woman hope today is going ok!

Today was a spend day. Hoping thats it before Xmas. I didnt really need anything but I wanted to make sure I have plenty of nappies for over Xmas.

Divided up the massive pack of chipolatas I got from m&s and froze some for a casserole in the new year.

Did my new year budgets and saved slightly more than I planned as my pay was better than expected.

Feeling ready to take on xmas and looking forward to new years

Greatful for- hub taking kids to my MILs so I could clean & prep , my wonderful friends sending my boys lovely personalised baubles& the lady at the post office chasing after me with ny car keys:)

Kerry_Woman

apple muncher dolly84 Toni'sfriend greent Florence J Fmess Dottydaisy laurenh1 - Thank you. It went well as it could be. Very emotional day for the family.
NSD achieved today. 7/15.
Grateful for:
Sister reading a poem and brother reading the eulogy at the funeral.
For being supported by immediate family.
For my very good friend attending the funeral mass and coming back to the flat for something to eat.
Having a chilled out evening.

apple_muncher

Thank you for posting Kery Woman. Final goodbyes are so tough. Still thinking of and praying for you x