NST December: Debt Destruction December

Toni'sfriend

Sorry for the lack of posts. Still away. Terrible WiFi and I'm hopeless using a tablet. Will catch up when I get back on Saturday.
Hope you are all warm and well.

misstara

Today is a NSD :j feels like a while since I've had one so now on 6/15.

Today I'm grateful for a really good nights sleep (11 hours :eek: clearly was needing it), peace and quiet (I've not seen or spoken to anyone all day so far and it's been bliss), making Christmas cards and various Christmas snacks and for a cosy house while it's lashing with rain outside.

laurenh1

Hope everyone's had a good day.

Work kindly bought me some Tesco vouchers which will more than cover my x-mas food shop- hurrah. Moved Xmas food shop budget into general savings.:j not sure what the figure will be in general savings yet as I need to see what damage I do this weekend and how much extra is in my wage next week for Over time but should certainly be closer to the 1k mark by the new year. I have a couple of things I need to pay for next year and I NEED to have as much put aside as possible. I feel a real relief knowing I am getting there.

Tax free Childcare finally called me back and have issued a payment for the money owed. I haven't seen it yet, but I believe I will and have the number of someone who is taking on my case. This is a real relief and I will sleep better tonight knowing this is getting somewhere. Have agreed we will treat ourselves when my eldest starts free childcare next year

Grateful for - my amazing work giving me vouchers, doughnuts and respect. heading to the new year with a clearer idea on my childcare costs now that tax free childcare is getting sorted, my hub giving me his work vouchers so I can save some more cash too, I like that although my MSE ways probably do his head in, he is happy to be a team player. I don't suppose everyone has such supportive partners but I know we both have the same end goal.

Finally made a donation of £10 to Npowers fuel for foodbank appeal, so I now only have 20 quid in the budget but I get paid in a week so that will buy my last bits of groceries

Kerry_Woman

Day 14
NSD achieved today 5/15
Just did a little bit of decluttering.
Grateful for:
Brisk walk in the park on way to gp appointment.
Got the Buddy Box which included The Self-Care Project book.
Downloaded a booklet Christmas and Anxiety which has useful information.
Caring person at the dentist where my Mum went, informed her of date of funeral and said that she wanted to attend the service. She wanted the date when I phoned up to inform them about Mum.
Understanding gp.

Toni'sfriend

Kerry woman
You are in my thoughts.

f0xh0les

laurenh1 wrote: »

Tax free Childcare finally called me back and have issued a payment for the money owed. I haven't seen it yet, but I believe I will and have the number of someone who is taking on my case.

yay!:j:j:j:j:j:j:j:j:j:j:j:j Xmas bonus?:rotfl:

f0xh0les

Thinking of you KerryWoman[/B]:grouphug: dodgy hug time!

Been a manic few days. Still on NSD6, all presents to send have been sent:j
Job done.

MOT & Service on Monday 8.30
Then buying birthday presents and Xmas presents for kids.

2 snow days have altered my plans drastically but muddling along and still getting jobs knocked off the list. Onwards and upwards.

12 days until I can relax. :rotfl:

apple_muncher

So, turtles, how is the regeneration going?

I said I'd commit to doing 10 Bunny Slope workouts in 10 days. Boy, it's hard to do after a long day. But I am on track so far.

Toni'sfriend

Failing on the alcohol front but not nearly as bad as last week.

greent

NSDs 8.

Lunches taken/ prepped at home ,had oven-baked risotto when I got home from work, using up 2 blocks of stock from the freezer, a cooked chicken leg (roasted back in Sept) and some veggies. Enough left for 2 more lunches
Debt destruction: Aiming for DFD (exc BTL mtge) of 10/18
Exterminate Facebook gone from phone. Will keep it off. Regenerate - will re-start cleaner eating - starting with dropping sugary snacks in between meals -no snacking in between today
Clear up, clean up and take control. Clear space by removing 31 items - 52/31 - lots of fleabay sales! (some more to be added when they have paid) Clean up your way of talking to yourself. Let yourself sparkle. Take control of your finances, your time, your habits, and your health. -
Explore your local area - failing at this
Mental health.. Do something every day this month that makes you feel good: Write down 4 gratitudes each day.
* lots of paid for fleabay sales
* YS items in Tesc0 tonight (popped in for milk)
* last day at work until 11th Jan :j
* more room in house and garage from items having gone
* OH has a fab gift from a colleague (a voucher for atasting menu for 2 - yum)
Budget EVERYTHING
Food 143.83/450
Social 0/£120
Gifts 2.50 /£125 (bought a £1 roll of wrapping paper for FC stocking presents - has to be different to anything else we use )
Fuel 50/65
Make extra money 28.97 (+ 6 extra hours at work) - (kids have made just under £150 (net) from selling toys!!:T:T)
Evaluate (Done) Now to 2018: (targets set)
Remember to do - DONE (I still have some things for homeless collection when I find a collection point!) Have also since donated to Shelter, Save the Children & another foodbank type appeal.