“Rock bottom became the solid foundation on which I rebuilt my life.”

WannabeFree

Morning Tea, youngest slept okay considering. She's coughing more today. She got a good few hours sleep in - shame can't be said about me.

Thank you Suffolklass I haven't looked, it's not an urgent need I can manage fine for now It's more of a want and will no doubt continue being pushed back now until I've got the rent arrears gone

Not the same health condition BusyMee but there is a support group both for the other two and parents. I do have people I can speak to at respite now too.

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WannabeFree

Morning,

I spent last night thinking over a lot. I think I'm going back to the plan of getting rid of the arrears asap rather than coasting along with the 'minimum' However I will save up anything I can save in a pot rather than over pay weekly. I think this is why they expected more at the review.

Even if it only cuts a few weeks of the current date it's bringing it closer.
I am going to see how I go about getting a free 30 minutes with a solicitor to discuss some things over.

I've decided I can't carry on like I am. Worrying about everything and being held over a barrel. I need to get it sorted even if that's just knowing what I need to do once I've paid the arrears off I'll feel like I'm doing something useful.

I don't think the worry will be gone until then. I have many regrets and I know for sure it means I won't be in this position ever again. Every day is a day closer to this chapter ending when a new one can really begin.

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WannabeFree

And finally for this morning I promise.

Currently I have to focus on now. Keeping youngest well enough to be at home. 2 days until my birthday and I haven't finished doing the stuff the smalls want to make. So I need to fit that in tonight and tomorrow evening. We also need to make a cake or they won't be impressed.

So short term focus - smalls being well and happy.

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teapot2

WannabeFree wrote: »

Morning,

I spent last night thinking over a lot. I think I'm going back to the plan of getting rid of the arrears asap rather than coasting along with the 'minimum' However I will save up anything I can save in a pot rather than over pay weekly. I think this is why they expected more at the review.

Even if it only cuts a few weeks of the current date it's bringing it closer.
I am going to see how I go about getting a free 30 minutes with a solicitor to discuss some things over.

I've decided I can't carry on like I am. Worrying about everything and being held over a barrel. I need to get it sorted even if that's just knowing what I need to do once I've paid the arrears off I'll feel like I'm doing something useful.

I don't think the worry will be gone until then. I have many regrets and I know for sure it means I won't be in this position ever again. Every day is a day closer to this chapter ending when a new one can really begin.

x

Sorry you didn't sleep but it sounds positive having a renewed focus and while its frustrating having to wait and worry, it sounds like you are clearer in your mind. Being held over a barrel is a horrible anxiety provoking situation I know but you have a plan :cool:

teapot2

WannabeFree wrote: »

And finally for this morning I promise.

Currently I have to focus on now. Keeping youngest well enough to be at home. 2 days until my birthday and I haven't finished doing the stuff the smalls want to make. So I need to fit that in tonight and tomorrow evening. We also need to make a cake or they won't be impressed.

So short term focus - smalls being well and happy.

x

Short term focus sounds good as does keeping you all well. Go the smalls with the birthday plans

beanielou

Keep plodding x

PositiveBalance

Keep plodding indeed!

You can join me. It's very boring plodding round my thread. We'll do laps of the thread together! :rotfl:

EssexHebridean

Agree that setting aside anything you can magic up into a pot rather than paying it straight off the arrears is a good plan - that way if an emergency comes along you'll have a little bit of a buffer there while still keeping up with the agreed payments.

Also agree wholeheartedly that there is no WAY the HA will want to evict you - we've been over this before - a) you pay the agreed amount on time (lots of others don't) b) you're a single Mum with three small children (a lot of outs will be couples who "don't want to pay" rather than "can't" and finally - and best of all - there would be HUGE bad press in making you homeless in your situation. Think how many of us just on this thread would be straight on to local papers/radio/TV etc if they made overtures in that direction?! They agreed the £25 sum with you and they won't now - as an organisation - be expecting any more. if any one individual at the HA has made you feel intimidated then you need to escalate that within their organisation as they will NOT be doing that with the HA's blessing.

Good for the smalls planning stuff for your birthday! :T

GeorgianaCavendish

WannabeFree wrote: »

Every day is a day closer to this chapter ending when a new one can really begin.

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:T :T :T :T :T

This is such a great attitude! Even though it seems like ages now, every week you are getting closer to that new chapter. Do you have a calendar or spreadsheet where you can physically cross the weeks off? I find it incredibly satisfying to do that

WannabeFree

Thank you

Like I say it's a lot bigger than the debt. That's just in the way of sorting the problems. It's messy. Likely to get a whole lot messier if I go about it the wrong way. The situation isn't stable and can change in a heartbeat. It worries me a lot what we would do if it changes. I have no plan for that and not one that's realistic anyway.

12 months isn't long 'on paper' however the weight of this makes it feel like 12 years. I know it needs to change and I'm going to figure out how sooner rather than later.

I need to focus on my budget, keeping within it and making it work. I need to focus on the smalls and making sure I'm doing the best I can with everything else while dealing with this in the back ground. Carefully.

Thanks again. If I go quite on that front it doesn't mean my end goal has changed. It just means it's too much for here and we all know where that got me last time.

Thank you for everything. Each and everyone of you. Those who post, pm or lurk, I really do appreciate it.

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