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“Rock bottom became the solid foundation on which I rebuilt my life.”

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Comments

  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Yeah Beanie sorry I think we crossed posted.

    EH I really don't think I could even if that's what I wanted to do :o So it's probably a good thing I can't.

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 96,678 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Will send you an email x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Anyway back to what I do best. Daily rambling.

    Youngest is no worse than this morning and her 'numbers' have pretty much stayed the same all day. I still didn't start the cake though :o And dinner was horrible :o :rotfl: So quickly fixed it and made a pasta bake.

    Annoyed I wasted food though :o

    Smalls are happily playing now even youngest. Which means a hot drink can be had without someone hanging off me.

    Just waiting for the uniforms then I can iron them. Then the smalls can be dipped in the bath before bed.

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • maggiem
    maggiem Posts: 1,967 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Keep going Wannabe - you really are doing so well. Please don't think of the loan, it sounds like a quick gain but will end in long term pain as the rates on loans like that are usually horrendous.

    I can't believe that DLA has not yet been granted. Have they considered the medical evidence you submitted? Hope that doesn't sound nosey but I'm aware of lots of families with less affected children who receive that benefit. It would just relieve a lot of stress and being able to put a little aside so that you know you can order a taxi if needed for your daughter would help.

    Thinking of you.
  • System
    System Posts: 178,374 Community Admin
    10,000 Posts Photogenic Name Dropper
    Just caught up with you. I hope you feel less stressed going to sleep tonight now you have a plan in your mind. That DD has a peaceful night as well , if her numbers have been good all day hopefully she will be ok.

    Get on the sofa with your feet up .
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • milann
    milann Posts: 11,514 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I’m another who thinks the loan isn’t a good idea - I’m quite pleased you can’t get one....
    It seems like a massive number and a long time - but those numbers are going down all the time.....maybe not as quickly as you’d like but money wise it’s going in the right direction.
    Just a thought - you seem very crafty - in the nice making stuff way of course :p - could you make cards or something and fleabay them?
    January spends - £587.58
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    There will be no loan but things have changed. I'll be back with more about that later when I'm clear.

    However I burnt my dinner ... so much so both smoke alarms went off :o :rotfl: Youngest got out of bed to tell me 'not again' I think I must make a habbit of it.

    I think I've mentioned before about DS playing a musical instrument at school, well he's brought it home and I was too carried away listening to him practice. It's so nice to see something he enjoys. He's also signed up to another club at school which means he does 3 after school clubs now and 7 lots of sports a week!

    Girls have been making birthday banners and told me I couldn't go in their room. So they went to bed later than usual. I wished I'd bathed them after their crafting and not before. Oldest DD looks like she's been in a bath of glitter :o
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 96,678 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Bath of glitter :rotfl: Sorry x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • What fantastic children you have! I hope you have a fantastic birthday and enjoy the day without a single worry.

    Do you know if your tax credits will be changing soon? I looked at ours online yesterday and in April they go up a little. It might just give you a bit extra towards that housing debt.

    Hope your DD is feeling better soon x
    LBM in April 17 - Starting card debt £33554
    Mortgage@1 June 18 - £76350
    Total debt @june 18 £102311
    Debt Jan 25 £8282
    Mortgage £51215. Total debt now £59497
  • I hope DD continues to improve a bit.

    It's good news that you've clarified the rent and court costs situation, knowledge is power.

    I hope you have a good birthday :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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