We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

“Rock bottom became the solid foundation on which I rebuilt my life.”

1316317319321322827

Comments

  • beanielou
    beanielou Posts: 96,886 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So out of the council tax you show as debt how much is not this years?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 8 January 2019 at 6:12PM
    All of it Beanie.

    I owe the £350 for year 2017-2018 which I pay the £12.50 a week too (was £25 a week until last month)

    This years is £256 outstanding (£25.60 a week until the 24th March) I'm not behind on this one so don't include in the debt. It's more a week as was spread over a much shorter time by the time it was all sorted.

    ETA It was originally set at £25 a week when it was over £1000 outstanding in April last year. So it ran along side this years bill and both where finished before April 19's bill started.

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • £5.75 hit the bank from PA.

    Spent the afternoon on the phone. Spoke to DLA things seem to be moving forward (at snails pace but better than no movement) they are still waiting on some documents from the consultant. Have called the consultant and spoke to his receptionist who said they where sent on Friday (that's over 3 weeks since I asked and was told they where being sent :cool:) Anyway they should hopefully arrive this week. At least it's not been a straight we aren't changing our decision. I'm hoping this is good news!

    Called in the supermarket after the school run £8.72 spent. Why's it always more when the smalls come? Anyway got everything we needed (bread, milk, juice, toilet roll, fruit, lettuce & onions)

    Local MP has called today and is going to fit me in with an appointment to see where she can help. Awaiting a phone call back with appointment times.

    School are covering the cost of DS's trip :) They said if I can contribute something then great however not to worry if I can't he will still go and he won't know if I have/haven't paid.

    Tomorrow's tasks include speaking to the local young carers group and also somewhere that offers respite. Thank you for all the pm's with the advice and help on these things. I wouldn't have looked at half of these without the advice I've been given

    x

    Love this!! Well done you for tackling so many different things Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Love this!! Well done you for tackling so many different things Xx

    Ditto what PLMBL has written. You sound so positive and in control of things Wannabe. You also seem to be starting to believe in yourself. So glad you're looking into carers and respite and that you've got your MP on board - you're not expected to do all this on your own you know. ;)

    Just need that DLA to come through now and crack on with the debt busting. I have a feeling this year is going to be a good one for you. :)x
  • missymoo81
    missymoo81 Posts: 8,043 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sounds like you've had a really positive day WB. Everything going in the right direction! x
  • £5.75 hit the bank from PA.

    Spent the afternoon on the phone. Spoke to DLA things seem to be moving forward (at snails pace but better than no movement) they are still waiting on some documents from the consultant. Have called the consultant and spoke to his receptionist who said they where sent on Friday (that's over 3 weeks since I asked and was told they where being sent :cool:) Anyway they should hopefully arrive this week. At least it's not been a straight we aren't changing our decision. I'm hoping this is good news!

    Called in the supermarket after the school run £8.72 spent. Why's it always more when the smalls come? Anyway got everything we needed (bread, milk, juice, toilet roll, fruit, lettuce & onions)

    Local MP has called today and is going to fit me in with an appointment to see where she can help. Awaiting a phone call back with appointment times.

    School are covering the cost of DS's trip :) They said if I can contribute something then great however not to worry if I can't he will still go and he won't know if I have/haven't paid.

    Tomorrow's tasks include speaking to the local young carers group and also somewhere that offers respite. Thank you for all the pm's with the advice and help on these things. I wouldn't have looked at half of these without the advice I've been given

    x

    I'm glad there's some movement on the DLA. Will you get backpay if it's awarded again?

    Great news on the MP appointment and school paying for DS's trip :T.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,503 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Really pleased to read things are sounding so much more positive and that you've got some great advice. Hope thing are on the up now xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thank you :)

    I think it is HH if they decide to award it I think it's backdated to when it stopped. I haven't asked :o I just hope they decide and it doesn't take long then if needed the next step can be started or at least I know where I stand.

    I feel like I sorted quite a lot today but I still feel really on edge and worried :o I don't think I have a real reason too.

    In other news DD is asleep! That's the earliest in weeks and weeks. Must have been a busy day today for her too :rotfl:
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 96,886 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Dont forget how well you are doing :) x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Just delurking to say I once contacted our M.P. when I had a problem with the education authority. They were very slow finding a place for my eldest son who is autistic. Things moved very fast after he had written a letter.
    I wonder if you could tell your older children that it would help a lot if they accepted free school meals for a few weeks. perhaps let them keep a bit of extra pocket money as a reward. I think your oldest boy is probably old enough to understand how tight your budget is.
    Like others have said I think you are doing really well.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.