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“Rock bottom became the solid foundation on which I rebuilt my life.”

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Comments

  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    jwil wrote: »
    Wow, that's a productive day yesterday :T Well done on tackling all that.

    Have a good day x

    I got so much done so I could be real lazy today! Hoping I could catch up on some sleep but I haven't :rotfl: But I have been lazy!
    beanielou wrote: »
    Happy hump day x

    Thank you
    You too

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Randomly need to take youngest birth certificate down to the housing. Apparently she hasn't been added to my tenancy. I mean she's only lived here 4 years :cool: Wonder what difference it makes anyway. Random but will take it Friday.

    I've sent a few emails off about some of the things mentioned over the last few days. I need to go to town on Friday to the meeting so hoping I can get other things done. I HATE town. It's bearable when I get a coffee :rotfl:

    Youngest online school progress account has had two things uploaded today and it's lovely to see she's joining in with something even if she is on her own rather than in the group.

    I feel I have 100 things all half started and none finished. Maybe I need to do a list of finishing things :rotfl:
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • SusieT
    SusieT Posts: 1,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've sent a few emails off about some of the things mentioned over the last few days. I need to go to town on Friday to the meeting so hoping I can get other things done. I HATE town. It's bearable when I get a coffee :rotfl:
    You may well get offered a coffee on Friday, after all they probably have it on the go all day, and would normally have a helper to bring it in :D
    Credit card debt - NIL
    Home improvement secured loans 30,130/41,000 and 23,156/28,000 End 2027 and 2029
    Mortgage 64,513/100,000 End Nov 2035
    2022 all rolling into new mortgage + extra to finish house. 125,000 End 2036
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    You'll be surprised how many times I've heard this happen with the council this happened to one of the kids I looked after and she's was 3 years old I think she got more help with her rent if I remember correctly xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    09/01/19
    Debt
    Council Tax [STRIKE]£375[/STRIKE] £350 (£25 paid)
    Rent arrears [STRIKE]£1545[/STRIKE] £1495 (£50 paid)
    Credit card [STRIKE]£150[/STRIKE] £122.60***

    [STRIKE]Total £2070[/STRIKE] £1967.60

    Bank balance £75.27*

    Food budget £15** (£10.34 spent)

    Need to fit in the budget
    DD's School tights £8
    DD1 School shoes £?

    Listed 3 items on eBay :) Doubt they will sell for much if at all but I tried. No other changes or spends today.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Surveys
    Yougov 3210 (5000 needed to cash out)
    PopulusLive (30 points - 20 to go until payout)
    Onepoll (£2.45 to payout)
    PA £2 Balance (70p pending)
    Panelbase £1.50 balance £2 pending (£10 needed to cashout)
    VO I usually cash out for amazon (£3.50 to go)
    IPSOS again usually for amazon (245 points needed for £5)
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 96,885 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Keep going :) x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Welcome to the world of colouring/sticker charts :j:rotfl:

    You did loads yesterday, you deserve a day off. It's frustrating when you're waiting on other people so you can move forward or at least know where you stand isn't it. Hopefully some of your queries will be answered sooner rather than later.

    Aww, it's nice for parents when they know their little ones are joining in. It's normal for children to play alongside each other rather than together, especially at such a young age. Both mine were like until KS2. It was always brought up at parents evening and also how quiet they were. Never saw it as a problem myself and would tell the teacher that. I put it down to them happy with their own company which was no bad thing. :D As they've got older they still don't have loads of friends, but the few they do have are really good ones. Can't ask for more than that. x
  • beanielou
    beanielou Posts: 96,885 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Check your emails :) x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thank you teafor2, She had another good day however an incident with an older boy happened at lunch time where he pushed her over (someone in older daughters class) and youngest decided to push him back :o when they asked her why she said my mummy said if someone hurts me I hurt them back! :rotfl: :o opps :cool: So she has a sore leg. But she still said she had a good day :)

    Thank you Beanie will PM you
    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
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