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“Rock bottom became the solid foundation on which I rebuilt my life.”

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Comments

  • Suffolk_lass
    Suffolk_lass Posts: 10,466 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Most School PTA (Parent teacher Associations) do some fund-raising that includes a fund for Families who cannot afford to pay for these things. There should be a Pastoral Head in your children's School and a discreet enquiry in confidence may help. I know my DH's School also recycle uniform (donated and lost) and provide funding for trips (don't know about residential but certainly other trips) so the children don't feel different
    Save £12k in 2025 #2 I am at £10,020.92 out of £6000 after September
    OS Grocery Challenge in 2025 I am at £2234.63/£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Morning :)

    Thank you for all the replies and suggestions. School still haven't phoned me back :cool: Will chase them again later.

    Youngest hasn't gone to school but is much better this morning and will be back on Monday. Other two have gone in non-uniform so £2 spent.

    Have got all the beds to remake after my coffee and still need to hoover the stairs. Nothing much else to say as usual :o

    Hope everyone has a good day

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Back again. Today has been spendy :( And on the credit card :o

    £11 in Mr T on Xmas t-shirts for the smalls. Youngest needs hers 3 times next week and the other two need them for Wednesday. Had to be done. So annoyed at it though.

    £22.36 on groceries :cool: All 'needs' and should see us through until the 7th.

    I still need gas and electric but I'm sure this is a 'cash' transaction on the credit card so I'm a bit worried as the credit limit is 'only' £100.

    Outlaws are coming tomorrow now. So have been panic cleaning and keeping busy. Always leaves me feeling anxious until it's done.

    So a bit of a rubbish update. Failing at mse using the cc which I said I'd never do :o

    And to make me feel better I looked at houses quite a distance away and dreaming 'what if' :cool:

    Hope everyone is well

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 96,721 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Dont beat yourself up :naughty:
    Another MSE 'failure' here using the CC.
    It is what it is.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Cherryfudge
    Cherryfudge Posts: 13,821 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I've been using mine too. Remember the overall trend is still in the right direction - that's important. And 7th is on its way.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 1 December 2018 at 12:42AM
    December Plans

    Money
    CT £0/£100
    Rent £0/£100
    Moving Fund £0/£1100

    Budgeted Spends
    £2 Stay and play workshop DD2
    £15 DD2 School Trip
    £7 DD2 Nativity
    £7 DD1 Nativity
    £7 DS Nativity
    £9 School Christmas Lunch
    £10 School Christmas Fayre
    £9 School Santa's Grotto
    £5 Birthday/anniversary cards/stamps
    £20 Xmas Gifts (To finish the smalls off)
    £3 Wrapping paper


    Things To Do
    4th Dec - Christmas Workshop DD2
    5th Dec - DD2 School Trip
    6th Dec - Pantomime (School)
    6th Dec - SIL Birthday Card
    7th Dec - DD Respiratory appointment
    9th Dec - Pantomime
    11th Dec - School Christmas Lunch
    12th Dec - DD2 Nativity
    13th Dec - School Christmas Fayre
    17th Dec - Send Anniversary Card
    18th Dec - DD1 Nativity
    19th Dec - DS Nativity
    19th Dec - Send Relatives Birthday Card

    Make Xmas Cards
    Send Xmas Cards
    Make Xmas Gifts
    Deliver Xmas Gifts

    Unbudgeted Spends
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Cheated and copied last years list :o We will call it making our own traditions rather than laziness :rotfl:

    December activity a day

    1st - Paint Xmas pictures
    2nd - Make Xmas decorations
    3rd - Xmas movie & popcorn
    4th - Make Xmas cards
    5th - Read Xmas stories
    6th - Finish Xmas cards/envelopes
    7th - Winter walk & post cards
    8th - Make photo frames for gifts
    9th - Donate Xmas treats to food bank & Ice skating
    10th - Decorate gingerbread house
    11th - Make tree decorations
    12th - Visit nursing home with cards and things
    13th - Make Xmas cookies
    14th - Make a snowman (Crafty)
    15th - Christmas tree day
    16th - Wrap gifts smalls got for each other
    17th - Do Christmas photos and finish making gifts with them
    18th - Make sweet cones, snowman soup and reindeer food
    19th - Make a Snowglobe
    20th - Donate list items to Foodbank
    21st - Read an Xmas story with puppets
    22nd - Make fudge/cakes and treats for gifts
    23rd - Deliver gifts and cards and things to everyone
    24th - Make Santa plate and food, hang stockings, Xmas movie with snowman soup and sweet things.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • In awe of your making traditions list!! Your kids are so lucky to have you Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi Wannabee. I'm a new poster on here but have been reading MSE for years and your diary is one I read every day. For what it's worth I think you're a remarkable lady and your little ones are lucky to have you.

    Your December activity list is lovely and exactly the sort of thing I used to do with mine - I hate commercialism but sometimes it's hard not to get caught up in it, so I used to make sure we also did something family orientated and more grounded. Mine are teenagers now but they still talk about things we did - throwing reindeer food into the garden on Christmas Eve is something they both miss doing :)

    Schools think parents are bottomless money pits. It used to annoy the living daylights out of me, but to be fair anything like non-uniform was done on a family basis, so it was only the eldest child that needed to take £1 in on those days which I think was a fair way of doing things.

    Anyway, hope you have a lovely weekend and look forward to 'chatting' with you again.
  • Cherryfudge
    Cherryfudge Posts: 13,821 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    teafor2 wrote: »
    anything like non-uniform was done on a family basis, so it was only the eldest child that needed to take £1 in on those days which I think was a fair way of doing things.

    That's a much fairer way of doing things. Perhaps it's worth suggesting it to the school, though you might meet witha bit fo resistance as the current system is obviously a money spinner!
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
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