The Edcawber Principle

edinburgher

Suffolk_lass said:

Hence the little frisson of excitement with Premium Bonds!

I've reverted to getting the highest rate of interest I can find from what little is left in the savings market. Think we're managing a blended rate of 1.5% 😢

edinburgher

£4.41 in savings interest received, as well as £5 cashback from N@twest and £43.58 received from TeeCB (laptop cashback and some dribs and drabs). Money split 50/50 between SIPP and Extension fund.

DD's birthday party tomorrow - glad I got the gazebo up yesterday before the rain started! It's a decent size and is covered on three sides, so reasonably cozy. Expecting today to be very busy....

Karmacat

Happy Birthday to little DD 🧁

slowlyfading

Hope you've survived the birthday party...! 

Suffolk_lass

Hope all is well with you. I know it is mid-month dreary bit but I miss the general updates. I am planning to try and get my credit card spending back down to under £1k a month (lots of living expense type things and beekeeping expenses recently)

edinburgher

@Suffolk_lass - we are all happy as Larry

I'm not quite so prolific these days, there are probably a variety of reasons for that. Firstly, I don't have the time to keep up with all the diaries that I'd like to, which leaves me feeling guilty when folk take the time to post here and I take six months to catch up with them! Secondly, real life has been exceptionally busy, work quite stressful at the moment and thirdly, I am job hunting (no big worries at work, just think I'm ready for a change).

Other than that, we're just saving large chunks of our earnings towards our goals (extension particularly) and it's a bit boring to drop in and say "put another £800 aside for extension" before toddling off

Hope you and yours are well?

Karmacat

Updates are fine I'm glad you're all doing well  

Suffolk_lass

Good to hear from you. We both are fine. DS has a couple of dodgy things going on:

1. not paying attention he put diesel in his car (on auto-pilot; his work van is diesel). It was a Sunday, we were at a bee-health day and it cost him £210 to get the tank flushed out (mercifully he realised while still at the pump) by green flag

2. I received a notice asking who was driving his car (registered in my name as I had the finance on it) - he has got his version of the letter now - a non endorsable offence. We don't know what

3. His two housemates reached breaking point with each other and both found other places to live. Fortunately for the house finances, the new leases were so awful they both declined them but their relationship with each other is still not great (they do appreciate DH as a good landlord though!

4. DS was offered a job with Royal Mail via a recruitment company and he has been left hanging for over a month after persuading his band to change their practice day which caused some tensions (maybe all for nothing). It was supposed to be an 8-10 hour shift on a Sunday, collecting Covid tests

Other than that, the van is at the caravan works to explore a leak and we are pootling along, with the bees costing a thousand more than I budgetted!

powerspowers

edinburgher said:

@Suffolk_lass - we are all happy as Larry

I'm not quite so prolific these days, there are probably a variety of reasons for that. Firstly, I don't have the time to keep up with all the diaries that I'd like to, which leaves me feeling guilty when folk take the time to post here and I take six months to catch up with them! Secondly, real life has been exceptionally busy, work quite stressful at the moment and thirdly, I am job hunting (no big worries at work, just think I'm ready for a change).

Other than that, we're just saving large chunks of our earnings towards our goals (extension particularly) and it's a bit boring to drop in and say "put another £800 aside for extension" before toddling off

Hope you and yours are well?

Ed I’m the same! Guilty to update as don’t have the concentration skills to catch up with other threads. 

Pleased to see things are going well 

edinburgher

@Suffolk_lass - DS sounds like he has been through the wars! Bees sound expensive - we have a temporary hive in our soffit - cost £0 (poor maintenance)