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The Edcawber Principle
1.9K replies
222.9K views
edinburgher
Forumite 11.9K posts
I think I promised a new and improved positive diary earlier on in the summer :spam:
I'll try my best to keep it short and sweet, (unlike my credit card statements). Cutting a long story short, after renovating the house and an accidental car purchase (hey, it could've been a house!) we are probably better candidates for DFW
We're now left with a much more relaxing house (we just finished our bedroom), a new car and £20,000 in credit card debt :eek:
The new job goes fairly well, all things considered and our budget is starting to balance on a month-to-month basis. Basically I've said yes to everything, which is lovely, but immature. Mrs E realises the lie of the land and is supporting efforts to get back on an even keel. I'm [email protected], saving cashback and making overpayments every Monday.
DD and Mrs E are doing fabby, DD is the apple of our eye and remains chatty, affectionate and madcap :rotfl:
I'll try my best to keep it short and sweet, (unlike my credit card statements). Cutting a long story short, after renovating the house and an accidental car purchase (hey, it could've been a house!) we are probably better candidates for DFW
We're now left with a much more relaxing house (we just finished our bedroom), a new car and £20,000 in credit card debt :eek:
The new job goes fairly well, all things considered and our budget is starting to balance on a month-to-month basis. Basically I've said yes to everything, which is lovely, but immature. Mrs E realises the lie of the land and is supporting efforts to get back on an even keel. I'm [email protected], saving cashback and making overpayments every Monday.
DD and Mrs E are doing fabby, DD is the apple of our eye and remains chatty, affectionate and madcap :rotfl:
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Replies
MFiT-T5 No. 70 £16437.16/£27506.08
I know how the accidental purchase thing goes. I now have a Vespa, like a cuckoo, alongside the Harleys in the cart lodge. It arrived on Saturday and I must insure, tax and start riding it. I need a new helmet first.
Save £12k in 2020 - #20 £5,010.84/£5k 100.22% after September
OS Grocery Challenge 2020 target £2,230.32/£3k 74.34% so far at end of Sep
Mortgage Free Wannabes 2020 #37 £8,405.49/£15,000 56.04%
MFIT T5 No 2 £51,020/£59,998 or 85.05% paid after Q6
My Debt Free Diary is Get a grip Woman
Aiming for FIRE
MFiT-T5 72.8%
Total - £97,865 85 months to go!
Pp x
Mortgage neutral achieved August 2020 - 7 years early!!!
Still thrifty though, after all these years:D