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The Edcawber Principle
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I think I promised a new and improved positive diary earlier on in the summer :spam:
I'll try my best to keep it short and sweet, (unlike my credit card statements). Cutting a long story short, after renovating the house and an accidental car purchase (hey, it could've been a house!) we are probably better candidates for DFW
We're now left with a much more relaxing house (we just finished our bedroom), a new car and £20,000 in credit card debt :eek:
The new job goes fairly well, all things considered and our budget is starting to balance on a month-to-month basis. Basically I've said yes to everything, which is lovely, but immature. Mrs E realises the lie of the land and is supporting efforts to get back on an even keel. I'm [email protected], saving cashback and making overpayments every Monday.
DD and Mrs E are doing fabby, DD is the apple of our eye and remains chatty, affectionate and madcap :rotfl:
I'll try my best to keep it short and sweet, (unlike my credit card statements). Cutting a long story short, after renovating the house and an accidental car purchase (hey, it could've been a house!) we are probably better candidates for DFW

We're now left with a much more relaxing house (we just finished our bedroom), a new car and £20,000 in credit card debt :eek:
The new job goes fairly well, all things considered and our budget is starting to balance on a month-to-month basis. Basically I've said yes to everything, which is lovely, but immature. Mrs E realises the lie of the land and is supporting efforts to get back on an even keel. I'm [email protected], saving cashback and making overpayments every Monday.
DD and Mrs E are doing fabby, DD is the apple of our eye and remains chatty, affectionate and madcap :rotfl:
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Replies
MFiT-T5 No. 70 £18808.46/£27506.08
I know how the accidental purchase thing goes. I now have a Vespa, like a cuckoo, alongside the Harleys in the cart lodge. It arrived on Saturday and I must insure, tax and start riding it. I need a new helmet first.
Save £12k in 2020 - #20 £7,085.43/£5k 141.7%
Save £12k in 2021 - #26 aiming for £7,500
OS Grocery Challenge 2021 target £0/£3k 0% annual (£500 contingency)
My Debt Free Diary Get a grip Woman
Aiming for FIRE
MFiT-T5 94.9%
Total - £94,866
82 months to go!
Pp x
Mortgage neutral achieved August 2020 - 7 years early!!!
Still thrifty though, after all these years:D