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The Edcawber Principle
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What is M&D's beanie?Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here1 -
It was/is an entertainment park in the west of Scotland Suffolk.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Oh how silly seem all our plans of even a few weeks ago! Still, what can we do but carry on living, time for a diary updateLike so many families, we are trying to stay close to the house and are minimising exposure to other people. Mrs E is working from home, but unfortunately I'm still expected to go into the office on two days. In time, I expect we'll all end up being told to stay home. I'm trying to be sensible - driving in, limiting trips to the supermarket and washing my hands frequently.DD is at home and while we have tried to be very sensitive, she is presenting a strange mix of holiday mode and underlying anxiety (baby chat, mad half hours in the evening, a bit of disobedience). We're trying to keep her entertained and exercised, but smarter parents than us obviously realised that craft supplies delivered to your door would run out verrry quickly now that schools are closed.Our initial plans to up Mrs E's pension to 40% of wages fell by the wayside, as the portal is crap and only allows up to 20%. Still, better than a poke in the eye. She has contacted HR/payroll, but they would have taken a week to respond even in a normal world! I suppose she can just add the extra to her V@nguard SIPP.I'm continuing to pay down the CC at the expedited rate (paid off by 31st May), but won't be able to sustain this for long as extra income has completely dried up. I've closed my remaining eB@y sales etc., as trips to the Post Office are frankly moronic unless you have to make them for reasons outwith your control. We have, however, dropped our Childcare Vouchers down to £1/month, as we can't spend them anyway.I'm sorry if anyone finds this "normal" chat offensive - I figure there's more than enough anxiety and misery in the world right now without me moaning on hereTake care of yourselves and enjoy the bits of life that are still there for the taking - (hopefully) quality time with your immediate family, relaxation and warmth and slightly fresher air if you brave the great outdoors for one of the strange walks that we've all developed where we pass our fellow humans at 4', shooting them a nervous smile!7
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Normal is good, we need to remember it's still out thereMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Hello Ed, still catching up on diaries - and I agree, normal is good in this strange world we live in now. I've definitely been prattling about it on my diary - not only Coastguard helicopter for non-covid illness, but dolphins and porpoises and well rounded cats (ooh, and fish markets in the "basement" of veg markets, we were watching mahoosive tuna being chopped up for sale).I hope your visits to the office are stopped really soon - a couple of my rellies have had to go in, but the admin one has stopped, and the managerial one has stopped after the $-£ stabilised a bit.As for me, I'm really thankful I live in a small town, and a walk into the countryside is completely feasible even for me.2023: the year I get to buy a car3
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edinburgher said:I'm sorry if anyone finds this "normal" chat offensive - I figure there's more than enough anxiety and misery in the world right now without me moaning on here
Still not fathomed out how to multi-quote yet, sorry. Just wanted to say 'normal chat' is anything but offensive. It's exactly what we all need so please keep on informing , entertaining and amusing us. I think everyone in the country will be heartliy sick of non-stop virus talk before much longer!
Take care of yourselves and enjoy the bits of life that are still there for the taking - (hopefully) quality time with your immediate family, relaxation and warmth and slightly fresher air if you brave the great outdoors for one of the strange walks that we've all developed where we pass our fellow humans at 4', shooting them a nervous smile!3 -
I fear what we knew as normal may not be that way again but I am trying to normalise as much as I can otherwise it is going to consume everything. I always read your thread but don't often post, I hope you manage to find a way for Miss E. All the best to you and yours x
MFW 2025 No. 7 £1130/£1200
MFiT-T7 No. 6 £2873.51/£30,0003 -
Ed - a bit of 'normality' is what we need xxx RT4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!1
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Oh yes, loving a bit of normal. Some of my regular online places are full of references to the intellectual incapacity of people of differing views from their own and what are normally helpful places are suddenly full of vitriol. In our community we are trying to post entirely in line with the official government line and stop people posting vitriol and diatribe.
I hope to go dog-walking (2m is no problem as one pulls forward while the other hangs back) - imagine us, all shouting our conversation from several metres - bonkers but at least it was a bit of talking to someone differentSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here4 -
Stay safe & happy
xx
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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