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The Edcawber Principle

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  • badmemory
    badmemory Posts: 9,611 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    If your tax code ends in an S just be careful.  There is a warning on the cutting tax forum that says that the Scottish codes will not be correct until May.
  • badmemory
    badmemory Posts: 9,611 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Just a heads up for those of us north of the border.  The 2020-21 tax rates will not be implemented until after 10th May and backdated to 6th April so there will be a slight overpayment to be corrected in the first pay after 10th May.  Only a very small difference but it may confuse some of the on line tax calculators.

    Originally posted by molerat
  • edinburgher
    edinburgher Posts: 13,863 Forumite
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    Cheers badmemory, useful to know.
    No volunteering so far, waiting for the IT stars to align :'(
    £49.86 paid off CC - will be under £2,500 by Easter.
  • skint_spice
    skint_spice Posts: 13,407 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just popped in to say hello, I have been using some of my extra time to catch up on old haunts - still working but not much to do on time off.  Glad all is well with you and the family.
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,255

    Money making challenge £0/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well done on the volunteering 😊
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

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  • edinburgher
    edinburgher Posts: 13,863 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Am working again today Beanie, but nobody is calling! Maybe enjoying the warmer day?
  • themadvix
    themadvix Posts: 8,748 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Well done Ed for volunteering. I suspect the problem is that people don't normally talk to Fred and it just seems rather awkward. That's not to say that they shouldn't, nor that Fred wouldn't be more than willing to help, mind you! Maybe as it's warmer, everyone is out talking over their fences (at a safe distance) and bonding and things will be quieter for you soon.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    On the other hand, I'm getting a little frustrated with people calling in saying that they have helpful neighbours, but that they don't want to bother them. That's what helpful neighbours are for - I don't know what is so awkward about us Brits that we'd rather phone the cooncil for help than text Fred from next door and ask him to get 2 pints of milk and eggs when he's out! I've had a few friends and family members who have had to self-isolate and I've made a point of contacting them regularly to see what they needed. I'm sure most people are the same.
    £50.84 paid off CC.
     Well done Ed on your volunteering, hope your not volunteering the whole weekend.
    As for folk with helpful neighbours, my mum has great neighbours that have popped a card through her door with
    their mobile no on it, saying that they know she has family, but if there is anything she needs then to just phone them,
    but like that, she will wait till I ask (which is 5 days a week) as she doesn't want to bother them, with the worry as to
    "how will I pay them" seen as nobody is taking cash now !!!!  lol

    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • edinburgher
    edinburgher Posts: 13,863 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Back to my real job after boss secured some laptops. Working 1/2 days and feeling very stressed out (look after daughter in the morning, work lunch-dinner). Boss very demanding, head not yet in the game after a couple of days of work and IT not perfect. I am not enjoying this regimented indoor life :'(
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