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Best put on my big girl pants! my saving for a deposit diary

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Comments

  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
    Seventh Anniversary Photogenic 1,000 Posts Debt-free and Proud!
    It definitely does. Stress is a major trigger for my bipolar so I try to keep calm about almost everything. even when my car was keyed across its two doors I just didn't react. It isn't worth my health. Finances is something that I can get quite worried about.
    Along with the house deposit I'm aiming for financial security . I want to be in a place where if I'm out of work for a few months I have enough to cover our outgoings.
    That's the aim anyways. If I could achieve all this (debt free, house deposit , house brought and 6-12 months of outgoings saved) before 30 I'd be over the moon. :j
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
    Seventh Anniversary Photogenic 1,000 Posts Debt-free and Proud!
    Hi all. Just accepted some more shifts with agency regardless of whether or not my 'new job' contacts me I have work until the end of November . So that's sorted.
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
    Seventh Anniversary Photogenic 1,000 Posts Debt-free and Proud!
    edited 2 December 2018 at 9:12PM
    we are
    debt free
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
    Seventh Anniversary Photogenic 1,000 Posts Debt-free and Proud!
    Hello everyone
    Today I sold my beloved car . And I have paid off the last of our debt


    I have shifts booked to get me through until the 16th of December.

    I have transferred the left over money to our emergency fund bringing that to £4000.

    Have a good evening everyone
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • the_cross_rabbit
    the_cross_rabbit Posts: 901 Forumite
    500 Posts Fourth Anniversary
    Well done you must be so pleased the debt is gone, time to focus on the future.
    CRx
  • debtaghh
    debtaghh Posts: 1,798 Forumite
    Name Dropper Part of the Furniture First Post
    Well done!
  • RunningKatie
    RunningKatie Posts: 21 Forumite
    Eighth Anniversary First Post
    Well done on all your work so far Mo3, I've just read through your diary. Just in case you weren't aware, you can claim tax back on washing your uniform, there's info here on MSE and I think you can back claim for about 6 years, so whilst you may have had to buy your uniform you may at least be able to claim something for washing it each week.
    Working hard to save a giant deposit for the dream house...
    Then taking on a giant mortgage to buy the dream house...
    To then become mortgage free!! :beer:
  • Hazelnutty
    Hazelnutty Posts: 724 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Congrats Mo3!
    Choose kind:)
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
    Seventh Anniversary Photogenic 1,000 Posts Debt-free and Proud!
    Thank you everyone !
    Runningkatie I have heard of it but never done it . I'll look into it .

    Spent £60 at Sainsbury's today and £10 at the local shop.

    Been to see my nana. And got my timesheet signed for where I worked Monday (forgot to get it signed.)

    I'm knackered. Another 12 hour day at work tomorrow. So I'm going to sort the little ones out and try and chill for abit before dinner.

    Hope you all have a lovely weekend
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
    Seventh Anniversary Photogenic 1,000 Posts Debt-free and Proud!
    edited 2 December 2018 at 9:16PM
    HOUSE FUND



    and the saving for a "house" fund begins
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
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