Best put on my big girl pants! my saving for a deposit diary

Hazelnutty

Have you got anything in writing e.g. an email to confirm you'd work your notice? A firm, formal letter requesting payment may do the trick, setting a deadline for payment after which you'll consult a solicitor? Might be worth popping over to the employment board for some expert advice though...

dawnybabes

Have you legal cover on your house insurance ?

mumof3.12kindebt

My manager chased the owner. Payment went into my bank this evening.
Thank god for that.! Feel so relieved it's sorted.

mumof3.12kindebt

Hello beautiful people of my diary world


I have done a rough calculation in my head and providing I can get .£5k for my car
By the end of November we should have achieved the following

Paid off the remaining of our debts
Have 5k in our emergency fund
Have £1000 in our house fund
Brought the kids Xmas presents

I'm feeling happy now I know where we are at financially after a few weeks of worry

Off to bed now ... Might actually get a decent night's sleep tonight

debtaghh

Hi,

I'm glad to hear you got your pay sorted. Well done on all that you have achieved.

mumof3.12kindebt

Hello everyone,
I hope you are all well and had a good weekend.

We went out for a meal last night for our anniversary later in the month. We had a voucher so all in including parking we spent £9 .

Working tomorrow. Tomorrow evening and Tuesday I'm going to do a skip run and eBay listing and my diploma work . Then back in work Wednesday , Friday and Sunday. Total of 38 hours this week .

I also have some work for the following week (about 36 hours) so far.

This money will go up for bills as I still don't know when I'll be starting my 'new job' I'm currently relying on agency work to see us through.

I'll put what we need away for bills and everything else will go into savings . My plan now is too have 2k in the house fund by the end of the year as well as all the debt paid off and 5k in our emergency fund.

Anything extra would be a bonus.

We have only really spent money on essentials (not including our £9 night out) :money:

Off to bed shortly as have an early start tomorrow. Need to leave home around 6.30am

Boys are back at school tomorrow.
Tomorrows plan
Work
School
Homework
Diploma
eBay listing
Sort the kitchen out (deep clean and declutter)

Tuesday's plan
School
Doctors
Diploma
eBay listing
Skip run

Night all

mumof3.12kindebt

Afternoon all ,
Just on school run getting eldest.
Did my first shift with agency today. Left at 5.30 this morning. Knackered . Have a killer headache thanks to a cold I have.
NSD today .

Hoping to get some stuff done when I get home then an early night

Have a good evening all xx

Hazelnutty

Really pleased you got the pay you were owed

mumof3.12kindebt

Thank you hazelnutty it was a relief definitely .

Just trying to figure my shifts for next week. Think I'm going to work most days to try and earn as much as possible. Especially with Xmas next month.

My car should be finished this week ... So as of next week I should be able to sort the debt and savings out :j :money:

Hazelnutty

Excellent - it makes such a difference mentally when we can get things sorted out