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Offer £250 to switch to Clydesdale, Yorkshire or B

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  • mt99
    mt99 Posts: 472 Forumite
    You have to do a full switch and close your old account.

    As others have mentioned, you could quickly open a dummy account elsewhere (or second account at your existing provider) and switch that one.
  • mhuk01
    mhuk01 Posts: 121 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    All 3 are down at the moment. Here's hoping they get the site back up before the offer is pulled.
  • @mt99

    Thanks for that but then if I open a "dummy" account how do you qualify for the two dd's as part of the transfer?
  • KTF
    KTF Posts: 4,850 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You dont have to transfer the DD. Set them up on the account after it has been opened.
  • @KTF

    So if I open a second account, (a basic basic current account) with my current bank and give those new details to Yorkshire Bank, when applying, should that be satisfactory?

    I suppose I will just have to ditch the debit card (for dummy account) that I receive from my current provider when it arrives?
  • KTF
    KTF Posts: 4,850 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Based on what I have seen on this thread the process seems to be.

    1. Open the Clydesdale/YBS/B account.
    2. Use their switching process to move/close a sacrificial account.
    3. Setup 2x paying DD on the Clydesdale/YBS/B account.
    4. Pay in £1k a month.
    5. Wait for the £250.
  • schiff
    schiff Posts: 20,279 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I've got three Bank of Scotland current accounts with Vantage, all maxed out. But I raid it for cash when I need it elsewhere, usually temporarily, because it has the lowest interest in my collection. It's got the direct debits already in place. So I suppose I could switch one of those? And after a decent interval open a third Vantage account to restore the status quo!
  • Katiehound
    Katiehound Posts: 8,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    schiff wrote: »
    I've got three Bank of Scotland current accounts with Vantage, all maxed out. But I raid it for cash when I need it elsewhere, usually temporarily, because it has the lowest interest in my collection. It's got the direct debits already in place. So I suppose I could switch one of those? And after a decent interval open a third Vantage account to restore the status quo!

    That's just what I was going to do , I actually moved money out of BOS and then I remembered my second Halifax Reward- opened in the days when you were allowed 2.
    Realised that the BOS is earning more than the £3 reward so the Halifax is now going to be switched after 8 years!
    Being polite and pleasant doesn't cost anything!
    -Stash bust:in 2022:337
    Stash bust :2023. 120duvets, 24bags,43dogcoats, 2scrunchies, 10mitts, 6 bootees, 8spec cases, 2 A6notebooks, 59cards, 6 lav bags,36 angels,9 bones,1 blanket, 1 lined bag,3 owls, 88 pyramids = total 420total spend £5.Total for 'Dogs for Good' £546.82

    2024:Sewn:59Doggy ds,52pyramids,18 bags,6spec cases,6lav.bags.
    Knits:6covers,4hats,10mitts,2 bootees.
    Crotchet:61angels, 229cards=453 £158.55profit!!!
    2025 3dduvets
  • ChopperST
    ChopperST Posts: 1,257 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Can you do the "B" account if you've previously had a Yorkshire bank switching bonus? Terms are a bit woolly, I understand you couldn't do Clydesdale and then Yorkshire but is the B account different?
  • ToTo_Man
    ToTo_Man Posts: 128 Forumite
    Part of the Furniture 100 Posts Name Dropper
    KTF wrote: »
    Based on what I have seen on this thread the process seems to be.

    1. Open the Clydesdale/YBS/B account.
    2. Use their switching process to move/close a sacrificial account.
    3. Setup 2x paying DD on the Clydesdale/YBS/B account.
    4. Pay in £1k a month.
    5. Wait for the £250.

    Can others confirm with certainty that #3 is correct, i.e. that the two DDs can be setup on the Clydesdale account after it has been opened and do not need to have existed previously on the sacrificial account being switched?
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