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"Isn't it nice to think that tomorrow is a new day with no mistakes in it."
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Phew - glad you could shuffle to cover being overdrawn!
After having been off work for over a year on medical leave, I now like to have 3 months of expenses sitting in the main account at any time! That way I know everything can/will tick along in the background.4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 7 MONTHS LEFT OF 20 YEARS (reduced by 17 mths)Psst...I may have started a diary!1 -
I have my emergency fund elsewhere ... I also still have savings left for the renovation, but have been sitting on that and cashflowing as much as I can. However, that doesn't really work if I leave myself short of money to live on. I also hate budgeting as I find numbers scramble my brain - so I work with the big numbers not the individual line items.1
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