📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

NST October ORGANISE OCTOBER

1474850525378

Comments

  • thriftylass
    thriftylass Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hello,

    wind wasn't too bad last night up here.

    No SFD today as I need milk, bread and ham for the kids. Car has a slow puncture but it'll be fine for another wee while or at least till OH is back.

    Not much else to report
    DEBT 02/25: total £6100 Debt free date 12/25
  • Scrimps
    Scrimps Posts: 362 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    Mothernerd, yes there is something about October that means decorating... Though this was all started in the summer:rotfl: the sound of football on the radio and grey skies usually accompanied decorating...no spider man hand prints here yet though:rotfl:
    Organise: haven't started the paint on the walls. Feel like I need a bit of a rest. I seem to have gone back to bed today and haven't done any decorating since finishing the papering Saturday morning due to being on a quite intense course over the weekend.
    -Regular: 169/200. Still not worried as have plenty in, have spent extra over the last couple of days as baby has decided it wants mexican food with lots of jalapeños... Either baby or because I'm fighting off a cold
    -Get ready for winter: lots of bedding in....even though it is strangely warm still!
    -Always be kind: think I have been covering this
    NSD: today will be a nsd - 9/20.
    Stoptober: I have been budget fiddling this morning. Reading about the homelessness increase has made me want to overpay mortgage/increase security.
    Exercise: not today or much for the last few days. I am pooped!
    Banned: stuck to no work food shopping...I haven't been at work since I last posted.
    Extra Income: earned 35p on onepoll
    missed 4 days of logging in so far this month.
  • laurenh1
    laurenh1 Posts: 998 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    I am hoping that 5pounds on a m&s voucher and 2.50 in boots points might keep me out of the shops all week :T

    I only have 30 pounds left in my budget until payday :eek: but my bigger budgets are looking pretty healthy so I do have those to fall back on as a very last resort.

    Hope everyone's Tuesday is going well!! :o
  • thriftylass
    thriftylass Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    laurenh1 wrote: »

    I only have 30 pounds left in my budget until payday :eek: but my bigger budgets are looking pretty healthy so I do have those to fall back on as a very last resort.

    Hope everyone's Tuesday is going well!! :o

    Same here £30 in my account and some shrapnel in my purse to last till the 31st. We can do this!

    I only need a few things for packed lunches and kids today. Small spends for Halloween (mot costumes will be HM and cheap treats from LIDL) and another top up shop next weekend.
    DEBT 02/25: total £6100 Debt free date 12/25
  • f0xh0les
    f0xh0les Posts: 7,624 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    NSD 5/15

    All food from stores yesterday and today. The kids are computing or watching tv and have no intention of leaving the house. They will be leaving the house tomorrow, but today that is not a battle I can be bothered to fight. It is their holiday too. Just because I am some nutter that wants to go walk in the park with them so they can keep whining about it being outside...... poor loves.:rotfl:Then they ask if we can get a second hand dog. Like they dont have to go outside:rotfl: No joined up thinking here today.

    :rotfl::rotfl:

    So I am reading and watching films and baking and laundrying frugally.
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • greent
    greent Posts: 10,783 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you to everyone for your well-wishes for OH :) We are off on holiday next week to the sun, so I am hoping he can recharge out there :)

    Organise/ Cook from Scratch/ Use things up yep. Although OH is not back from an interview in London until gone 8.30, so he will be picking up a claimable-on-expenses takeaway on his way home.

    Pay debts/ savings - £5 to BTL mtge

    Budgets
    * Food - 203.48/ 325 (stretch 290) -
    * Fuel 60/60
    * Clothes 32.47/75
    * Gifts 66.14/150
    * Toiletries 7.75/10 -
    * Social 134.46/200 (stretch 150)

    NSD - 9/12 - achieved another one today.

    Improvise -

    Exercise
    * Week 1 - 3/4
    * Week 2 - 3/4
    * Week 3 - 0/4

    Jan Goals - "By the end of the year I want to have halved the (non mtge) debt we have and have lost 20lbs - and also get fitter along the way"
    Debt at start of year more than halved.
    Weight/ fitness = 2/20lb

    Extra income -

    Christmas -

    Get Ready Checklist
    1 - Health - no vitamins taken today so still 13/31
    4 - Maintenance - saw kitchen designer yesterday - have ordered kitchen (fit date in Jan) - need to pay deposit this week
    Plumbing/ bathroom - Kitchen designer is meant to be emailing me a possible one
    Electrician - still to do
    Plasterer - messaged him - need to send pics

    Gratitudes:
    * my family and friends :)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Kerry_Woman
    Kerry_Woman Posts: 3,155 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Day 17
    Another NSD - 13/20
    Took lunch into work and walked 20 minutes.
    Read quite a bit of my book - on bus and staff room.
    Used what was already in.
    Had a brief conversation with my Mum about Christmas regarding food. Decided against getting something. Does not bother us.
    Took me a long time to get home from work tonight.
    Grateful for:
    Being able to write my nieces' birthday card and go out again to post both my Mum's and my birthday cards for her after I came home from work. Will be collected tomorrow morning as missed last pickup.
    Being able to read quite a bit of my book.
    Being able to deal with minor household duties before leaving to go to work and when I returned home.
    Frugal Living Challenge 2025 Mortgage free as of 1st August 2013
  • DebtFreeDuo
    DebtFreeDuo Posts: 1,021 Forumite
    1,000 Posts Third Anniversary Combo Breaker
    Day 17

    NSDs: 11/15
    Exercise: Cycled - 2/12
    10k steps - 6/22
    Food Budget: 74/100
    Extra Income: 79.84/150

    Well today I got back on my bike and cycled to uni, also did 10k steps, I ache all over but I do feel better for pushing myself. Really doing good on the NSD front, tomorrow will be a NSD but will have at least 2/3 spend days over the weekend, I don't feel too bad about this though because after tomorrow I only need 3 more NSDs with 12/13 days left in the month. I definitely won't hit my exercise target, this is down to a mix of not going in to uni and just being quite lazy, this will improve next month.

    Today I am grateful that DS is finally asleep, I think he was overtired because he has just been an abolute grump since we got home and now I have a headache, I can't decide between having a very early night or having a nice bath (which I could do tomorrow).
    Change the way you see things and the things you see will change
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Today I am grateful for heaps of dry leaves to kick through, for dd having a good day, for dh being less grumpy(though I've hardly seen him!), for my counsellor, for bumping in to a friend in aldee, for finding enough card to print off pictures of my niece for her bday, for a quick chat with my sister.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • laurenh1
    laurenh1 Posts: 998 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    Thriftylass yes we can :T if i can keep out the shops until Friday then ill be ok I think :rotfl:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.