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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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I hope you get the tax back too. I am pretty sure you will as well. I think it is called an R40 form and you can complete them online. They usually get the money back to you fairly quickly too. xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Hopefully the worst of the wind has passed now!Onebrokelady wrote: »The suns out now:j the force of the wind scared me on Sunday night,I felt it hit my house and everything was creaking,it sounded like my roof was going to take off,I hope tonight's not as bad
I hope you get the tax back too. I am pretty sure you will as well. I think it is called an R40 form and you can complete them online. They usually get the money back to you fairly quickly too. x
Thanks Nicnak
. It depends upon our income for the entire year, but when our accountants do our accounts they'll claim it back if my income was under the tax threshold
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Well we had wet playtime for the whole of lunch :eek: but annoyingly as soon as I left work the sun came out and it stopped raining :mad:.
I didn't get as much done on my to do list as I'd wanted. We logged into Revolver to escalate the packaged bank accounts rejections but it said we couldn't take it to the ombudsman for another thirteen days, I'm not sure why :think:.
We managed to do our Mr T order which should arrive tomorrow afternoon and I got some laundry washed and hung up.
DS1 had a letter offering him an appointment in two weeks time to be assessed for ADHD :T which I'm very pleased about and it meant I didn't have to ring and chase it.
However I didn't manage to start my assignment as all the other stuff took too long
so I really really really must start it tomorrow afternoon or I'm going to get anxious about it. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Wet plays and lunchtimes are hard work. After sitting still and concentrating all morning (hopefully :rotfl:) all they want to do is run around and let off some steam.
I signed and posted my PPI forms today. Can you tell me approximately how long it takes before I should hear anything. Are we talking weeks or months? Don't know whether to sit by the letterbox or get on with my life
xx 0 -
Well I'd say it was weeks rather than months, but I would definitely get on with your life and not wait by the letterbox
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Most of them replied quite quickly to say they were looking into it or wanted more information. Then it took a few more weeks to get the many nos and the sole yes we've had so far. We're still waiting for two to make a decision and we want to escalate two of our nos to the ombudsman.
Good luck with your claims
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Thanks HHD. Not sure I'd be able to come up with more information tbh. I could only just about remember the cards and I'm not even convinced I'm 100% accurate with them
xx 0 -
We couldn't come up with any more info either, so I shouldn't worry
. It's only to help them track it down, but certainly the CC that paid out had all the information even though I didn't have any info! Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I had a good session at work today. It was very windy but dry and sunny. I enjoyed chatting to the other staff and it's always nice being with the children. After fifteen years of working from home it's so nice to be in a work environment
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Since getting home I've put some laundry on to wash and then I finally started my assignment :A. I've just spent three hours working on it (I only paused to help DH unpack the Mr T delivery and to speak to my aunt on the phone as she rang me). I've done over 2,000 words and I reckon I'm a third of the way though it, so I'm very pleased with myself :T :A. I'm going to try and do another third of it tomorrow afternoon and then finish it early next week.
I'm just resting now before I have my shower and cook dinner. I reckon I'll sleep well tonight
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DS2 caught a train from Athens to Thessalonika at 8am this morning (our time) and arrived around lunchtime. He said his new hostel is nice. He's been having a good time. In Athens he's been to the Acropolis, the ancient olympic stadium, temples and the natural history mueum. I'm sure he'll do some lovely things in Thessalonika too. His pictures on Instagram show a cloudless blue sky! I'm glad he's having a good time
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I've also done a PA survey for £1.50 and three YG surveys for 110 points :T.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
you're on a roll this week! I love the emergency fund update in your signature. xxSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0
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