We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Finally Debt Free After 34 Years, But Still Need to Live Frugally

17917927947967971551

Comments

  • Willowtree222
    Willowtree222 Posts: 8,300 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Work clothes are a necessity unfortunately, and you deffo need sunblock working outside.

    I'm sure you will get through the probationary period, although it can be a worrying time. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • beanielou wrote: »
    Happy new jeans :)

    Thanks Beanie :). They were half price, my size and even in a short fitting so I won't have to take them up :T. It was meant to be :rotfl:

    Sun_Addict wrote: »
    Don't feel guilty, you need work clothes and it's not as if you've gone mad and bought a whole new wardrobe. I've got a few pairs of coloured jeans, including black, which do look smarter I agree.

    So pleased you're enjoying your job :j

    For some reason this reminded me of when I got my first ever pay packet at the age of 16 - I spent most of it on records at the local record shop, I was their best customer, I was in there every week on payday :)

    I'd better stay away from the shops after this or that could be me but with clothes :eek:.

    I had a Saturday job on a make up counter for a few weeks when I was a teenager and I must have spent half my wages on make up and then I got the sack for not selling enough make up. I didn't want to persuade people to buy things they didn't want :o :rotfl:.
    Nicnak wrote: »
    Work clothes are a necessity unfortunately, and you deffo need sunblock working outside.

    I'm sure you will get through the probationary period, although it can be a worrying time. x

    Thank you Nicnak :). I'm certainly going to try my best to do an excellent job :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,738 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    With my first pay packet I bought a Laura Ashley blouse.
    I loved that blouse & wore it to it death & until it fell to bits.
    40 years ago.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Worth every penny then Beanie :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,738 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Worth every penny then Beanie :).
    Oh it was :D
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Onebrokelady
    Onebrokelady Posts: 7,938 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Well done on finishing your first week in your new job Hairy,I have suggestions for your feet
    Epsom salts in a bowl of warm water used as a foot soak,you can buy a bag in Boots quite cheap

    Boots also do a peppermint cooling foot cream that is very soothing,I use this everyday especially if I've been at work and itmsorts my feet out,I'm not sure how much it is but it's not expensive

    I also use something called Pernaton Gel from Holland and Barret,it's a Gel that's designed to be used for aching muscles and joints and I use it to relieve pain all over my body,it's also cools the area down so its helpful if your feet are hot or burning,my feet burn quite a lot and ache really badly sometimes and this sorts them out straight away,it's not cheap for a big tube but the smaller one isn't too bad and you don't need loads so it lasts quite a while
    Out of these three options though I would pick the Epsom salts,I bath with them sometimes and I always feel so relaxed after,it's lovely

    Skechers shoes are really comfy but shop around becasue they vary a lot in price,I got my latest pair on Amazon and saved £30
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Thank you OBL :). That's some very good advice :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 March 2019 at 12:25PM
    We're working on my business today. I'd rather relax and read my book, but DH and I made a commitment to ourselves to do this so it has to be done! Hopefully it will pay off in the end. I managed to clean out the furry moron first thing though and wash some of DS2's clothes :T.

    Tomorrow morning I have volunteering and then my job at lunch time.

    I've decided to skip Pilates tomorrow evening because DS2 is going to Greece on Tuesday :( and I don't want to miss spending any time with him. Plus there may be things that we need to do to help him get ready. I always worry about him when he goes abroad and look forward to him coming home again :o but I know it's what he wants so I would never try to stop him. Anyway in four weeks time DS3's term will finish and about a week after that DS2 will get back from abroad :).

    It's very wet and windy out with leaden grey skies :eek: so at least it's appealing to stay indoors today :). Although I want to nip out briefly at lunchtime to buy a tabard and some more diet cokes.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    My local £1 shop sell epsom salts. Still trying to use up all my bubble bath, I just seem to have so much of it and no time to bath! (I shower obvs!)

    Your body will get used to the new regime soon I'm sure!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    edited 3 March 2019 at 12:42PM
    Good idea to skip Pilates tomorrow especially after your volunteering and job immediately afterwards. You may be feeling pretty tired by the time Pilates time comes round. Also, it will be nice to spend as much time with DS as you can, not just doing last-minute things to help him on his way but just to enjoy his presence.


    It's going to be pretty quiet in your house for the next few weeks with 2 sons away. Maybe you'll get a bit more relaxation time in ready for them both coming back in a few weeks time. Plus, you've that Mr Bump costume to make and the PPI claims to finalise;)


    I noticed on TV that the South West is experiencing the worst of Storm Freya (I think that's what the latest one's called). We had a really blustery night with things blowing about all over the place. OH got up twice during the night to see what he needed to secure but didn't stay out too long as it was raining and cold even for him:rotfl:. It's still dull and drizzly today but the wind has dropped. Our TV aerial attached to the chimney is at a very precarious angle but always has been so we just hope it stays put whenever there's a storm. With our other problems we don't want that to come crashing down:eek:
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.