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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    teafor2 wrote: »
    Afternoon HHD. Hope your first day in your new job went well and you enjoyed it. xx
    Thanks TF2 I did have a good first day :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • please-let-me-be-lucky
    please-let-me-be-lucky Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So glad to hear your first day went well Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • beanielou
    beanielou Posts: 96,707 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad that all went well :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    please-let-me-be-lucky wrote: »
    So glad to hear your first day went well Xx

    Thanks Lucky :).
    beanielou wrote: »
    Glad that all went well :)

    Thanks Beanie :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Onebrokelady
    Onebrokelady Posts: 7,936 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Yay,I'm glad your first day went well and that the sun was also shining which makes everything feel better
    I think a lot of people are feeling unsettled at the moment,I've been like it for weeks,but I think some of it is down to the time of year and the dark and cold,I know I feel like this every winter which sorymof makes it easier to deal with
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 February 2019 at 5:57PM
    Thanks OBL :). I've definitely been struggling with the dark evenings as they can make me feel very gloomy. The sunshine is lovely this week, so I hope it lasts. I also want dry playtimes to last :rotfl:.

    What's sorymof by the way?
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I feel absolutely shattered this afternoon and I had a headache by the time I got home from work.

    But it took me ages to fall asleep last night as I was feeling sad about my mum and my sister :( (I was even missing my grandparents who have been dead for over thirty years, that's how melancholy I was feeling :() so I'm probably just tired. I was in a deep sleep of course when my alarm went off at 7am :mad:.

    I hope I'm not catching a lurgy as I can't be off sick my first week on the job :eek:. Even if I broke my leg I'd have to limp in on crutches :rotfl:. So I've been taking echinacea and I'm going to make sure I go to bed early tonight. I don't have to get up early tomorrow as I don't start work until 11.45 :D.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • doingitanyway
    doingitanyway Posts: 10,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Have a lovely relaxing evening. Well done on surviving your first day.
    I hope you fight of any impending bug
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hope you sleep a bit better tonight HHD or at least manage to have a good lie-in tomorrow. Children are exhausting to look after when there's just a few never mind a dinner hall and playground full of them :D

    Sorry to hear you're feeling melancholy, sometimes the only answer to these sort of feelings is to have a blooming good cry and let it all out. xx
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    doingitanyway wrote: »
    Have a lovely relaxing evening. Well done on surviving your first day.
    I hope you fight of any impending bug

    Thanks DIA :).
    teafor2 wrote: »
    Hope you sleep a bit better tonight HHD or at least manage to have a good lie-in tomorrow. Children are exhausting to look after when there's just a few never mind a dinner hall and playground full of them :D

    Sorry to hear you're feeling melancholy, sometimes the only answer to these sort of feelings is to have a blooming good cry and let it all out. xx

    Thanks TF2 :). Hopefully I will sleep better tonight. I'm sure it will be less tiriing when I get more used to it.

    I think the melancholy is partly due to DS2 going abroad again, it's just one change too many. But going to work today helped to make me feel more cheerful and to take my mind off it :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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