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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • Good luck for today, hope it goes well.
  • doingitanyway
    doingitanyway Posts: 10,385 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Wishing you a great first day at your new job.
    You will feel better when you have done the first day :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 22,456 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a good day x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • daisy_1571
    daisy_1571 Posts: 2,289 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I don't know why so many of us seem programmed to find change unsettling. It must be lovely just to take things in your stride. I find I have to keep telling myself that whatever the current normal is, well I jibbed at it too at first, and it WILL seem easier after a while. OH knows not to expect an unqualified enthusiasm for change, but if he gives it a bit of time to 'percolate', I'm usually ok.

    Mr daisy is like this- has been since a wee bairn apparently as his mum told me he used to cry when she told him it was time to put his downie cover into the wash....every time :rotfl::rotfl: he doesn't do that nowadays (or hides it better maybe??) but every year when we go 3 rounds as I try to prise his smelly old slippers out his hands to swap them for the new ones Santa has brought, i have to remind him this pair hes clinging onto were the pair he didnt want last time :rotfl:

    Dxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • I hope that you had a great time today :) xx
  • Good luck for today, hope it goes well.
    Wishing you a great first day at your new job.
    You will feel better when you have done the first day :)
    jwil wrote: »
    Have a good day x

    Thanks all of you :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Afternoon HHD. Hope your first day in your new job went well and you enjoyed it. xx
  • I hope that you had a great time today :) xx

    Thanks Purplemum :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I don't know why so many of us seem programmed to find change unsettling. It must be lovely just to take things in your stride. I find I have to keep telling myself that whatever the current normal is, well I jibbed at it too at first, and it WILL seem easier after a while. OH knows not to expect an unqualified enthusiasm for change, but if he gives it a bit of time to 'percolate', I'm usually ok.

    I really hope all goes swimmingly tomorrow.

    I've just come back from a w/e with DD1 and DSIL, most of which was lovely, but their beds are awful !!! It was bad enough when I was ok, but with chronic back pain I'm worried if I 'leap around' in the night the bed slats will spring out (they HAVE done before!). Not only did I wake up a myriad of times to change position and be treated to OH doing pig imitations, but as their beds are lower than ours, I have to pull myself up by hanging on to the handles of the cross-trainer by the bedside. I hadn't realised before but their loo seats are lower than ours too - a fact you only appreciate when you have to hang on to things (door handle, towel rail etc) to sit down !!

    But the weather was fabulous !

    It is strange isn't it how change is unsettling even when it's a change for the better. I can usually talk myself into feeling positive about most changes, but at the moment so many things have changed in my life in the last seven months that I'm struggling a bit.

    :eek: :eek: to uncomfortable beds and OH's pig impressions! Can you drop a few hints about the beds or would you be worried about offending DD1 and DSIL? Could you offer to buy DD1 a new guest bed? Just a thought. It's so lovely visiting our children but you'd enjoy it even more if you had a good night's sleep :).
    daisy_1571 wrote: »
    Mr daisy is like this- has been since a wee bairn apparently as his mum told me he used to cry when she told him it was time to put his downie cover into the wash....every time :rotfl::rotfl: he doesn't do that nowadays (or hides it better maybe??) but every year when we go 3 rounds as I try to prise his smelly old slippers out his hands to swap them for the new ones Santa has brought, i have to remind him this pair hes clinging onto were the pair he didnt want last time :rotfl:

    Dxx

    Aaawwww how sweet, poor Mr Daisy being so attached to his smelly slippers :rotfl:. How long does it take him to get used to his new ones from santa? :rotfl:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 February 2019 at 3:57PM
    My first day went well and the first day has to be the worst surely? I did my usual volunteering first and then left five minutes early to swop roles. I'm supervising a different year group than on my trial, but they include the class I volunteer with which is nice :). It was busy and hectic but fun. I handed in my new starter forms and photos to the office and was told that they looked fine. I don't have my staff id yet, I'm still using a visitor one, but maybe I'll get the proper one tomorrow.

    Now I need to rest my feet (and my ears) before the mayhem begins again tomorrow :rotfl:. I can have a lie in tomorrow though as I don't have to go in until lunchtime.

    It was cold walking in this morning but by lunch time it was boiling hot, so I was definitely wearing too many layers :eek:.

    The best thing about today is that I've earnt some money :T :j :T :j :T :j :T :beer: :money:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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