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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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Good luck for today, hope it goes well.0
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Wishing you a great first day at your new job.
You will feel better when you have done the first day
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Have a good day x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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elizabethhull wrote: »I don't know why so many of us seem programmed to find change unsettling. It must be lovely just to take things in your stride. I find I have to keep telling myself that whatever the current normal is, well I jibbed at it too at first, and it WILL seem easier after a while. OH knows not to expect an unqualified enthusiasm for change, but if he gives it a bit of time to 'percolate', I'm usually ok.
Mr daisy is like this- has been since a wee bairn apparently as his mum told me he used to cry when she told him it was time to put his downie cover into the wash....every time :rotfl::rotfl: he doesn't do that nowadays (or hides it better maybe??) but every year when we go 3 rounds as I try to prise his smelly old slippers out his hands to swap them for the new ones Santa has brought, i have to remind him this pair hes clinging onto were the pair he didnt want last time :rotfl:
Dxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'0 -
I hope that you had a great time today
xx 0 -
pennywisepoundstupid wrote: »Good luck for today, hope it goes well.doingitanyway wrote: »Wishing you a great first day at your new job.
You will feel better when you have done the first day
Have a good day x
Thanks all of you
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Afternoon HHD. Hope your first day in your new job went well and you enjoyed it. xx0
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
elizabethhull wrote: »I don't know why so many of us seem programmed to find change unsettling. It must be lovely just to take things in your stride. I find I have to keep telling myself that whatever the current normal is, well I jibbed at it too at first, and it WILL seem easier after a while. OH knows not to expect an unqualified enthusiasm for change, but if he gives it a bit of time to 'percolate', I'm usually ok.
I really hope all goes swimmingly tomorrow.
I've just come back from a w/e with DD1 and DSIL, most of which was lovely, but their beds are awful !!! It was bad enough when I was ok, but with chronic back pain I'm worried if I 'leap around' in the night the bed slats will spring out (they HAVE done before!). Not only did I wake up a myriad of times to change position and be treated to OH doing pig imitations, but as their beds are lower than ours, I have to pull myself up by hanging on to the handles of the cross-trainer by the bedside. I hadn't realised before but their loo seats are lower than ours too - a fact you only appreciate when you have to hang on to things (door handle, towel rail etc) to sit down !!
But the weather was fabulous !
It is strange isn't it how change is unsettling even when it's a change for the better. I can usually talk myself into feeling positive about most changes, but at the moment so many things have changed in my life in the last seven months that I'm struggling a bit.
:eek: :eek: to uncomfortable beds and OH's pig impressions! Can you drop a few hints about the beds or would you be worried about offending DD1 and DSIL? Could you offer to buy DD1 a new guest bed? Just a thought. It's so lovely visiting our children but you'd enjoy it even more if you had a good night's sleep
.daisy_1571 wrote: »Mr daisy is like this- has been since a wee bairn apparently as his mum told me he used to cry when she told him it was time to put his downie cover into the wash....every time :rotfl::rotfl: he doesn't do that nowadays (or hides it better maybe??) but every year when we go 3 rounds as I try to prise his smelly old slippers out his hands to swap them for the new ones Santa has brought, i have to remind him this pair hes clinging onto were the pair he didnt want last time :rotfl:
Dxx
Aaawwww how sweet, poor Mr Daisy being so attached to his smelly slippers :rotfl:. How long does it take him to get used to his new ones from santa? :rotfl:.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
My first day went well and the first day has to be the worst surely? I did my usual volunteering first and then left five minutes early to swop roles. I'm supervising a different year group than on my trial, but they include the class I volunteer with which is nice
. It was busy and hectic but fun. I handed in my new starter forms and photos to the office and was told that they looked fine. I don't have my staff id yet, I'm still using a visitor one, but maybe I'll get the proper one tomorrow.
Now I need to rest my feet (and my ears) before the mayhem begins again tomorrow :rotfl:. I can have a lie in tomorrow though as I don't have to go in until lunchtime.
It was cold walking in this morning but by lunch time it was boiling hot, so I was definitely wearing too many layers :eek:.
The best thing about today is that I've earnt some money :T :j :T :j :T :j :T :beer: :money:Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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