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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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Hope the weather is lovely where you are so you can Saturday saunter and get some sunshine too.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Thanks SSGSeasidegal58 wrote: »Well done you on your assignment and your imminent school visit! :jAnd how lovely that you are actually really enjoying your coursework too!
It's nice and sunny in London at the moment - hope it stays fine at your end as well!
. It's lovely weather here.Deleted_User wrote: »Well done on the assignment and your tutor must be confident in you or she wouldn't have booked the visit already
Yay to your DS and his travelling, he's definitely building up nice memories for the future.
Nice Spring sunshine over here on site
Thanks Purplemum
.Well done on the assignment HHD. All the hard work you put in obviously paid off. :T
Good on your DS for travelling while he can and also adding a cheeky extra week onto his original plans here and there
Lovely and sunny here today and all the windows have been opened again. Love being able to do that. xx
Thanks TF2
. It's lovely here too. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
WannabeFree wrote: »Hope you have a lovely weekend HH
xEnjoy your Saturday saunter xxdoingitanyway wrote: »Hope the weather is lovely where you are so you can Saturday saunter and get some sunshine too.
Thanks all of you
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
carbootcrazy wrote: »Sorry I haven't been posting on your diary much recently, HH:o. RL has been a bit hectic and not in a nice way:(
Just wanted to send my warm congratulations on your excellently-received assignment and the impending school visit by your tutor:beer:. Great signs for your eventual success in completing the course and finding a really super TA job. All very well deserved as you've taken it all really seriously and put the hours in:A
I hope you have a lovely Saturday Saunter and an enjoyable (in the circumstances:eek:) meet-up with Stepdad. It's really misty here at the moment but nice weather is forecast for later:j. I hope the sun will shine on whatever you and your family are doing this weekend:beer:. Now, gatta dash as the table Top Sale beckons.
Thank you Carboot
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
We had a lovely afternoon at the NT place yesterday with aunt and uncle. It was warm and sunny and there were daffodils and primroses growing in the Devon lanes. After that we went back to aunt and uncle's house for dinner and had a really nice evening chatting to them. Overall a very enjoyable day

I didn't sleep very well last night due to family matters we were discussing in the evening though so I feel very tired now
.
Today I met stepdad for coffee and then wandered around the shops for a bit. Not much was spent apart from me buying some food storage containers to contain some of the rice and oats I've been over buying, I really must stop doing that
. I also bought a new photo frame for a lovely photo of my mum with my aunt and her parents, that aunt and uncle had found and which we scanned. So I'd like to print that out and put in in the new frame. I met DH, DS1 and DS2 after that, as there were various things that they needed, so we all came home together.
Apart from that I've been emptying the kitchen bins, putting laundry on to wash, putting the dishwasher on, tidying the living room and tidying our bedroom. The house feels like a total tip at the moment :eek:.
So now I feel shattered and need to rest. My feet are actually hurting, but we have had a busy couple of days!Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I feel very unsettled at the moment
.
I think it's a combination of factors. It's because I'm starting my new job on Monday, DS2 is going abroad again soon and what's going on with stepdad. Also just the change in the weather is unsettling me, even though it's a change for the better
.
There is just so much going on in my life at the moment, good and bad, that I think I'm having trouble adjusting. I'm also very tired after my bad night and missing my mum and DS3 every day, so that doesn't help
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I also feel unsettled & cant put my finger on it.
You have had so many different things on your plate I am not at all that you are feeling unsettled to be honest.
Keep plodding
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hope you feel settled soon. Maybe after you have started your new job, an got day one out of the way. xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
I also feel unsettled & cant put my finger on it.
You have had so many different things on your plate I am not at all that you are feeling unsettled to be honest.
Keep plodding
Hope you feel settled soon. Maybe after you have started your new job, an got day one out of the way. x
Thanks both of you
.
I do feel as though I've had a lot of changes to deal with recently Beanie so that's probably all it is. I'm really tired too after sleeping so badly last night.
And whilst I'm delighted about the new job I also feel a bit nervous about starting it
. I expect I'll feel better after the first day as you say Nicnak.
I mustn't be such a wuss!Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
It is always tough starting a new job but I bet you will fit right in after a day or so. Be kind to yourself.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
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