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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What a shame you didn't buy a lottery ticket SA :). I hope we both sleep better tonight!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    DS2 has rebooked his flights to Greece :). He's also decided to add on another week in Serbia on his way home. I get quite envious of his travelling, but I'm delighted for him that he can do it and he works so hard that he deserves it :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Willowtree222
    Willowtree222 Posts: 8,297 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I am envious too. That sounds lovely. I think I would like to go to Serbia as well. He sounds like he is really living his life and enjoying it too. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    He is obsessed with travelling but works hard inbetween. He doesn't have many living expenses as he lives at home so that helps him to pay for his trips. It's good to be able to do these things while you're young and free of responsibilities.

    Your child doing it is the next best thing to doing it yourself :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Willowtree222
    Willowtree222 Posts: 8,297 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I agree, I was married very young so didn't get the chance to do it. *My own choice, but something I do regret now).

    I know that I would always encourage my little one to go and see the world first. I plan on doing it when she is older. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • doingitanyway
    doingitanyway Posts: 10,385 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I hope you slept well, although if it helps with a lottery win to wake in the night...
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 22,462 Forumite
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    Enjoy your day x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 96,696 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Go your DS :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    I hope you're having a good day, HH. The sun is shining here and the daffodils in our garden are a lot further on than they were this time last year. I expect the daffodils are in full bloom in your area but they are always late here.

    The visit to stay with my friend next week has been postponed for reasons which I've written about in my own diary. I'm quite relieved actually as I just don't feel like going away with a clear mind at the moment. We'll reschedule for the summer and at least I'll have something to look forward to and get more organised for.


    I managed to find some clothes to take this time without having to raid the charity shops. I could barely spare the time to go and visit them anyway. I'd already freshened everything up ready to pack before we agreed to postponing the visit. My main concern was some sort of coat as I only have one smart coat and it's that lovely black one with the fur collar that I bought for £14 in a charity shop for my Brother's funeral last March. It is a lovely coat but too thick and warm for the current milder weather. Problem over now though as I can just rely on my usual wardrobe when I go anywhere locally here. I don't dress to impress:rotfl:. So long as whatever I wear is clean and tidy I'm happy.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    doingitanyway wrote: »
    I hope you slept well, although if it helps with a lottery win to wake in the night...


    If only DIA! But as I don't even do the lottery that will make a win harder :rotfl:.
    jwil wrote: »
    Enjoy your day x

    Thanks Jwil :).
    beanielou wrote: »
    Go your DS :)

    Thanks Beanie :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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