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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • Thanks Elizabeth :). Children of that age are lovely, he must be very fond of you :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • The weather here seems mild, so I hope that it is a nice peaceful walk for you, and you are ok doing it. Perhaps focus on your nephews and enjoying their company like there others have said. xx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • jwil
    jwil Posts: 22,426 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I GOT THE JOB :j :T :j :T :j :T :j :T :j :T :j :T :j :T :j :T :j :T :j :T :j :T :j :T :j :T :j :T :j :T :j :T :j :T :j :T :j :T :j :T :j :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer:

    HUGE congratulations :T :T :T :T :T :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,426 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Also, do join the pension as they will be contributing too. It might not be a lot, but every little helps as they say. It will be worth it when you retire.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Nicnak wrote: »
    The weather here seems mild, so I hope that it is a nice peaceful walk for you, and you are ok doing it. Perhaps focus on your nephews and enjoying their company like there others have said. xx

    Thanks Nicnak :). Yes I will try to do that. Weather's a bit cloudy and misty but hopefully the rain will hold off!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil wrote: »
    HUGE congratulations :T :T :T :T :T :T
    jwil wrote: »
    Also, do join the pension as they will be contributing too. It might not be a lot, but every little helps as they say. It will be worth it when you retire.

    Thanks Jwil :D. I will look seriously at the pension issue.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Enjoy your walk. The fresh air and your nephews should carry you through :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Thanks DIA :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I hope you're enjoying your walk and the company. You've had a stressful few days with the PPI, job trial and interview so some time in the fresh air will do you good. Such a lovely time of year for a walk, the weather here is glorious today:j

    Your Saturday sounds like a nice profitable one all things considered:T. I'm so pleased that you found something inexpensive to treat yourself with. The DVDs will give you and the family a lot of pleasure:beer:. I love nice mugs too but often find I have too many for the small shelf where I keep them:(. I'm always taking nice mugs to charity shops or selling them. I sold 5 at the Table Top sale yesterday, lovely ones but just oddments. I'm not bothered about having matching sets but I like to have something nice for if we have company. OH has a favourite that was a freebie promotional one from a limestone company that had an open day years ago. His other favourite is a 'Happy Easter' mug that came with an Easter egg inside that he won in a raffle about 20 years ago:rotfl:. He uses them all the year round. At least my nice ones are safe;)
  • :j:j:j:j:j:j:j:j:j:j YAY massive congratulations Hairy, I knew you would do well :j:j:j:j:j:j🎉🎉🎉🎉🎉🎉🎉🎉🎉
    Getting a foot in the door of anywhere is worth its weight in gold,I started off at 15 hours week in my job cleaning the corridors of my hospital,now I'm looking after patients and doing all sorts of things I would never have dreamed of, I worked my way up to my job I have now and also increased my hours to full time along the way, nowdays although I've had to cut my hours for my health I'm happy with the way things are going

    I am sooooo pleased for you, hearing this news has seriously made my day :beer:
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
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