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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    24ta wrote: »
    Congratulations, well done

    Thanks 24a :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    edited 15 February 2019 at 9:58PM
    HairyHandofDartmoor wrote: »
    I know it's not a huge amount of money but I'd pretty much convinced myself I was unemployable because I've been out of the work place for twenty five years (self employment doesn't count :o) and I'm going to be 55 next month.

    So I'm really pleased to be offered a job :). Also it could lead onto other things, plus I enjoyed the trial as working with children is always fun, plus the money will be really useful :).

    So it's good on so many levels :T.

    You weren't unemployable at all, HH, just because you hadn't been employed by anyone other than yourself and DH. You'd already proved your personal qualities and diligence by your volunteering and then opting to do a related course. If the job is what I think it is then those qualities count for a lot. I think a more 'mature';) person is far better fitted for the role and often a much younger person applying for that job could be viewed as being just interested in it as a stop-gap and likely to quickly move on to something else. They want someone to be part of a happy and established team and you obviously have exactly the skills that they were looking for.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you Carboot :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • System
    System Posts: 178,380 Community Admin
    10,000 Posts Photogenic Name Dropper
    Enjoy your Saturday morning outing , maybe a small treat can be had for securing your job.:)
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Willowtree222
    Willowtree222 Posts: 8,315 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Congratulations. I am sorry I missed it. That is wonderful news. xx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Willowtree222
    Willowtree222 Posts: 8,315 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I hope you get an extra special coffee to celebrate today.x x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • BalanceBy50
    BalanceBy50 Posts: 494 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Fantastic news! I was thinking of you even though I didn't get chance to log in yesterday.

    You really deserve this and I know it will lead to bigger things (TA hopefully).

    I will be raising a glass of diet coke to you later.

    Hope you have a lovely Saturday saunter xx
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Nicnak wrote: »
    Congratulations. I am sorry I missed it. That is wonderful news. xx
    Thanks Nicnak :).
    BalanceBy50 wrote: »
    Fantastic news! I was thinking of you even though I didn't get chance to log in yesterday.

    You really deserve this and I know it will lead to bigger things (TA hopefully).

    I will be raising a glass of diet coke to you later.

    Hope you have a lovely Saturday saunter xx

    Thanks BB50 :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Cumbria_lass wrote: »
    Enjoy your Saturday morning outing , maybe a small treat can be had for securing your job.:)
    Nicnak wrote: »
    I hope you get an extra special coffee to celebrate today.x x

    Thanks both of you :). I may have bought myself a small treat ;).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 97,064 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    HairyHandofDartmoor wrote: »
    Thanks both of you :). I may have bought myself a small treat ;).

    Good :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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