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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • enthusiasticsaver
    enthusiasticsaver Posts: 16,137 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Congrats on getting the job HHOD. Hopefully it will lead to more hours at some point if that is what you want and I am sure a bit of regular money will come in handy. Well done.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php

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  • System
    System Posts: 178,375 Community Admin
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    Just got in from school pick up and have come straight to your thread .

    Many many congratulations on getting the job, it's money coming in and a foot in the door. Your on the up HHOD long may it last :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:beer::beer::beer:
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    in_need_of_direction wrote: »
    Of course you did. How could you ever have doubted yourself. Schools can’t take risks even with volunteers. If you weren’t up to what was needed, they would have had to get rid. You can do this and, like others have said, it can lead to bigger and better things. DH must be relieved too.

    Thanks INOD :). Well I knew there were other applicants and I didn't know how good they would be. I'm so pleased :T.
    enthusiasticsaver wrote: »
    Congrats on getting the job HHOD. Hopefully it will lead to more hours at some point if that is what you want and I am sure a bit of regular money will come in handy. Well done.

    Thanks ES :). I definitely would like more hours and hopefully I'll be in a good position to be considered for additional jobs at the school in time :).
    Cumbria_lass wrote: »
    Just got in from school pick up and have come straight to your thread .

    Many many congratulations on getting the job, it's money coming in and a foot in the door. Your on the up HHOD long may it last :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:beer::beer::beer:

    Thanks Cumbria :). I'm delighted :T.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,731 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So so so pleased for you :j:j:j:j:j:j:j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    Thanks Beanie :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Chrystal
    Chrystal Posts: 2,008 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Congratulations HH!! I'm chuffed to bits for you. :j :j :j :j

    Hopefully this will be the first of many good things coming your way XX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Chrystal :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Late to the partybut I saw all the claps on the last page and wondered if it would be ppi or a job. Had to go back and read from where I'd left off. Massive congratulations HH and I hope it leads to everything you hope for. Do you think your starting the course helped? Shows you are committed perhaps?
    Have a good rest over half term.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • System
    System Posts: 178,375 Community Admin
    10,000 Posts Photogenic Name Dropper
    Just a thought , can you still do the course you have started ?
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • DrSpendLittle
    DrSpendLittle Posts: 698 Forumite
    Debt-free and Proud!
    ::T Yay!!! :T Congratulations HHOD!
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