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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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That certainly doesn't make the assignment any easier does it - how on earth are you meant to know!
Saw our first snowdrops when we were out and about on Sunday morning, and our daffodils i the front are well and truly showing by the look of it - hope we don't get a late winter like last year again or it'll kill them off - there are a few already out around where I work in London.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Thanks everyone
. I didn't expect so much helpful advice
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I've managed to do half of the assignment :T so I'm taking a lunch break. The second part of it will probably take a bit longer, but it feels good to have the first part done :T. I've typed three sides of A4 for the first part, and I'll probably do another four pages for the second part, so hopefully that will be enough. I'd rather do too much than too little, but I do want to get it finished today ideally. I'll do a word count when I go back up after my break.
This particular assignment is a bit dull and most of the information I already knew having brought up children and having teachers in the family, but it has to be done to get me through the course and the section we cover next month looks a lot more interesting.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I found the hardest part of my assignments were actually planning them , as OBL says I broke them down in to questions and went from there. Once it was actually planned the words seem to flow, glad you have started. You will feel great once it is out of the way. Did the lecturer say you could email it to them have advice, before submitting it.? I found this really helpful as well.
Have a good afternoon HH , I am watching tv ,This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Thanks Cumbria
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The assignment is already broken into parts luckily which makes it easier. I've broken it down further into smaller sections to cover in each paragraph. We can email it to the tutor but only for it to be marked I think, I don't think we get any advice on how to improve it. But I've attended the tutorial and got the textbook for guidance, so I'm fairly sure that I know what to cover. It's just how much extra detail I should go into. The tutor just said it doesn't matter how long it is, as long as we cover each topic, so I may be writing too much for all I know :rotfl:.
Anyway I'd better finish my break and go and get on with it!Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Sounds like you have it sorted :beer:This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Troll alert !This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Blaaaaah.. Troll about.. quick, feed it to the goats.. :rotfl:"There's a little witch in all of us"🔮🪬🧿DEBT FREE 06/2018Mrs SD’s Decluttering 2025 ⭐️ 🥇🥇🥇0
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What a rude and totally unnecessary post. I have reported it - not sure if i should have but i wanted to slap the person who wrote is quite hard!0
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I debated about reporting too but couldn't quite think of a reason - sure it's bragging (which is never classy) and if he carries on as he is he's heading for a heart attack before he reaches 40, but it doesn't actually break any rules, does it! (Actually, the heart attack is the least of it - what's he going to do when his wife leaves him for being expected to buy his clothes for him?!) :rotfl:
Good work on the assignment HH!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
EssexHebridean wrote: »I debated about reporting too but couldn't quite think of a reason - sure it's bragging (which is never classy) and if he carries on as he is he's heading for a heart attack before he reaches 40, but it doesn't actually break any rules, does it! (Actually, the heart attack is the least of it - what's he going to do when his wife leaves him for being expected to buy his clothes for him?!) :rotfl:
Good work on the assignment HH!
Well summed up EH :rotfl:This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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