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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Cumbria :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • doingitanyway
    doingitanyway Posts: 10,372 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Working all day on a Sunday?
    I hope you have a relaxing evening :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    How much longer is it likely to be before your business is fully up and running, HH?. Will you still be able to run it while doing a paid job when you get one?
  • Willowtree222
    Willowtree222 Posts: 8,297 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hope you're ok. Sorry I have been absent the last week. Hope you're ok. xx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    doingitanyway wrote: »
    Working all day on a Sunday?
    I hope you have a relaxing evening :)
    I know :eek:. I could certainly do with a relaxing evening now we've finished :).
    carbootcrazy wrote: »
    How much longer is it likely to be before your business is fully up and running, HH?. Will you still be able to run it while doing a paid job when you get one?
    It will be a least a year :eek: but I should be able to do it one day a week so I could do it if I had a full time job :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Nicnak wrote: »
    Hope you're ok. Sorry I have been absent the last week. Hope you're ok. xx
    I'm fine Nicnak, I hope you're okay? Don't worry I know you're very busy at the moment :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Willowtree222
    Willowtree222 Posts: 8,297 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Yes, I am good thank you. Work is just really busy and keeping me on my toes.

    I'm so tired when I get in at night that i just crash!

    My parents are living with me as well at the minute, so trying to be as social as I can with them. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You have got a lot on your plate Nicnak! Make sure you get as much rest as you can :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • elizabethhull
    elizabethhull Posts: 767 Forumite
    Part of the Furniture 500 Posts
    HairyHandofDartmoor wrote: »
    Thanks Cumbria :). We've been at home all day working on my business, but at least it's been a NSD :).

    I've been at the kitchen table quite a bit today. So it's been chucking it down, need the light on, then oh look it's sunny and I need the light off and the blinds down, then chucking it down, blinds up and light on.........and repeat !!!
    Was up and down like a yo-yo and of course OH pops in periodically and says, 'Why have you got the light on in sunshine?' (grr!)

    DD2 and DGS were over yesterday, and he wanted the Brio out - we had it running up and down the lounge and all round the house. However the set-up is, we could always do some more of something, (double female mini curves, long straights etc - it's like there is never enough and we have HEAPS !!!). I am NOT buying any more.......
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hope you have some positive PPI news this week Hairy. And good luck on your course assignment.
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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