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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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I've finished all my chores, including the furry moron's manicure and pedicure :rotfl:. He's all stretched out looking as relaxed as a Roman emperor now, I'll pass him a grape :rotfl:.
Now I'm relaxing on here while DH cooks dinner. This is why I like Saturdays because I can do what I like.
I hope everyone is having a good day.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I've never heard that one PLMBL. :rotfl:
I'm sure babysitting doesn't come under any rules or regs which leaves me wondering why you can be a babysitter but not look after children for more than 2 hours without being registered. I suppose it kept somebody in a job making up all the rules thoughxx
It does seem inconsistent doesn't it TF2? Which is what makes me think a new rule for it will be passed soon :rotfl:. As you say it keeps someone in a job thinking up new rules and regulations :mad:.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
It's a wonder there aren't rules in place for babysitting. I remember being a babysitter when I was about 15, used to enjoy it and the cash came in handy. Would probably be considered too young to be responsible nowadays.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Sun_Addict wrote: »It's a wonder there aren't rules in place for babysitting. I remember being a babysitter when I was about 15, used to enjoy it and the cash came in handy. Would probably be considered too young to be responsible nowadays.
I did it too.
Fancy doing the cat litter HHD?:pI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I suppose it depends upon how well the parents knew you SA. I would be very wary of using a stranger and I would have wanted to be sure that a teenager was used to children and very mature and sensible before I trusted them with my precious children. But then I was a bit of an anxious parent
. We got my niece to babysit a few times but she was very sensible.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
elizabethhull wrote: »When my Aunt went into care last February, she didn't sort out what she wanted to take until the day before, when OH and I spent 6 hrs helping her choose. She took a HUGE amount ! It took 5 of us from midday to 6pm to put everything where she wanted.
When we cleared the room after her death a few weeks ago, it took 4 of us 20 man-hours to go through and sort out all personal possessions, Amongst other things we needed to find her Maundy Money which was willed to my brother. After the experience of clearing out my parent's house, 2 of us checked through every single book in case bank-notes had been secreted there. Because we would have to pay another month's rent on the room, a lot of stuff (as I inherited all the 'chattels') was brought to our house. We are still sorting through bags of stuff. We left a lot for Sue Ryder, who thankfully took all we left.
Jewellery had to be valued because (and I'm no tax expert, so I don't know why) anything valued at £500+ has to be notified to the solicitor.
It took me 3 months' worth of going down every Monday to do my parents' house. Had I not been meticulous in sorting, I would have missed over £2000 left in various places, £600 of £10 notes (3 different issues) left in books, and my mother's engagement ring left at the bottom of a sewing-basket etc etc !!!
It also depends how much of your memories of a person are invested in their things - I think for me it's quite a lot. I love that in the lounge I sit on my father's chair, that OH reads a book using my father's standard lamp, that we use the family butter knife, that I wear my mother's engagement ring, that I use their trifle bowls for guests.
Heaven knows what my own DDs are in for when we pop our clogs - I think a mammoth skip !!!
My friend took three weeks off work to do it all at once,they searched the house thoroughly and found appoxrmately £7000 worth of money in various places,some of it was in paper notes that aren't used any more but luckily the bank exchanged them for her
I don't need to worry about this with my parents,they were burgled several years ago so don't keep money in the house,they are very financially savvy and also have all their important documents in a filing cabinet properly filed,my mum had a massive house clear out ages ago and regularly gives items to the charity shop now,I can literally picture each room of that house in my head and know what is in there, I reckon it will probably take me about a week to clear the house when the time comes
As for keeping my parents belongings it might sound harsh or odd but I have no intentions of keeping anything,my mum has given me and my sisters each a piece of her favourite jewelry to keep and she sold the all the other bits she didn't wear any more
The things in my parents house don't hold any special memories for me they are just things,all my memories are stored in my head, the only concession I would make is for photos,I will always keep family photos as looking at them brings so many memories back whereas I don't get that with anything elseOriginal Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8940 -
Fancy doing the cat litter HHD?:p
Nope, a smelly rabbit cage is enough for one week Beanie :rotfl:Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
HairyHandofDartmoor wrote: »Nope, a smelly rabbit cage is enough for one week Beanie :rotfl:
Boo :rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Onebrokelady wrote: »My friend took three weeks off work to do it all at once,they searched the house thoroughly and found appoxrmately £7000 worth of money in various places,some of it was in paper notes that aren't used any more but luckily the bank exchanged them for her
I don't need to worry about this with my parents,they were burgled several years ago so don't keep money in the house,they are very financially savvy and also have all their important documents in a filing cabinet properly filed,my mum had a massive house clear out ages ago and regularly gives items to the charity shop now,I can literally picture each room of that house in my head and know what is in there, I reckon it will probably take me about a week to clear the house when the time comes
As for keeping my parents belongings it might sound harsh or odd but I have no intentions of keeping anything,my mum has given me and my sisters each a piece of her favourite jewelry to keep and she sold the all the other bits she didn't wear any more
The things in my parents house don't hold any special memories for me they are just things,all my memories are stored in my head, the only concession I would make is for photos,I will always keep family photos as looking at them brings so many memories back whereas I don't get that with anything else
£7000! Imagine if that had accidentally got chucked out :eek: :eek: :eek:.
It doesn't sound harsh or odd at all OBL. Everyone is different about how much stuff they want to keep and how they feel about other people's possessions. You parents are very organised and it will make it a much easier and pleasanter job for you to do when the time comes
.
My mum was very sentimental and eveything had memories for her, so she had a lot of things stashed away! If stepdad every decides to downsize it will take ages to sort out. My sister is coming to stay for a week in the summer though, so he's asked her to sort out what's left of my mum's clothes. I'll help her of course so at least that job will be done.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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