We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Finally Debt Free After 34 Years, But Still Need to Live Frugally

16956966987007011551

Comments

  • Fantastic news on the tax refund , so pleased for you. Am happy to hear you have put your frames to use with photos of your mum. :A
    Thanks Cumbria :).
    Brilliant news about the refund I hope it's in the bank soon and it doesn't take too long.

    I hope tomorrow goes well too

    x
    Thanks Wannabe :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,892 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    LOvely news about the photos :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Onebrokelady
    Onebrokelady Posts: 7,940 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Good luck with your course tomorrow Hairy,I'm sure it will go well :)
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • badmemory
    badmemory Posts: 10,097 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    If they are filing on line, once the "computer" has accepted the figures then they can go into the account & have it paid into the account direct & it does take 5 days. If you ask for it by cheque it takes about 5 weeks. Last year my son got his within 5 days but my mothers took 6 weeks by cheque.
  • beanielou wrote: »
    LOvely news about the photos :)


    Thanks Beanie :).
    Good luck with your course tomorrow Hairy,I'm sure it will go well :)

    Thanks OBL :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • badmemory wrote: »
    If they are filing on line, once the "computer" has accepted the figures then they can go into the account & have it paid into the account direct & it does take 5 days. If you ask for it by cheque it takes about 5 weeks. Last year my son got his within 5 days but my mothers took 6 weeks by cheque.

    Thanks Badmemory, you're a font of knowledge :). It's exciting to think we may have it within a week :T.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Our meal cooked on the hob tonight was a tin of pinto beans, frozen broccoli and cauliflower florets, and tinned tomatoes, simmered in a jar of Mr T marscapone sauce and served on brown rice. DH, DS1 and I all enjoyed it. DS2 hasn't eaten his yet but he said he liked last night's meal :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • elizabethhull
    elizabethhull Posts: 767 Forumite
    Part of the Furniture 500 Posts
    edited 24 January 2019 at 10:53PM

    DH has also printed out some lovely photos of my mum that I wanted to put in frames (it's only taken him six months!) and I'm delighted with them as they remind me of happy times we had together. I bought some good frames to put them in after she died and now finally I can look at the photos of her from where I sit and remember her :).

    That's really lovely:heart2:
    Looking at the photos will make you sad and joyful and nostalgic and melancholy and occasionally just catch your breath for a moment - all these things: we are privileged to have known such love.

    Photos I inherited from my Aunt include one of my parents on their wedding day and one of her as bridesmaid. Not only are they wonderful in themselves, but it also reminds me that they had a life BEFORE my brother & myself !!
  • Good news on tax rebate HHOD. Both DH and I have received one each after moving from salary to pension over the last few years. We both claimed online and it took around a week. It went straight into our account.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php

    The 365 Day 1p Challenge 2025 #1 £667.95/£500
    Save £12k in 2025 #1 £12000/£12450
  • Just had a quick catch-up and saw the fantastic news about the tax rebate, HH:j:T:dance:_party_. No wonder you and DH are so delighted. I'm thrilled on your behalf:)


    I remember from your past posts that you were doubtful that you'd get a tax rebate but now you have:j. You're also doubtful that you'll get any PPI refunds and it just goes to show that these sort of things are totally possible. Once you've come back down to earth;), go for it!


    Good things are starting to come your way now, the tax rebate, DH finally printing off your photos and I'm sure there are others but it's late and I'm a bit dopey. Here's to the momentum keeping going:beer:
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.