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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • I consider jeans to be colour blind
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • Congrats on the tax rebate Hairy - you must be over the moon!:T

    Pleased to hear the course went well too! Funny that the teacher made a spelling mistake - hope she isn't an English teacher!:eek:

    Re jeans debate - I'm like inod in that I'd wear any colour with jeans - though not with trousers! It's like jeans are a non-colour to me!

    But - I'm very happy to hear that you are finally treating yourself to something YOU want - and do not feel guilty about this at all:naughty:
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • I hope the pictures bring back good memories every time you look at them. I am so happy about the tax refund too. That is amazing. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Enjoy your Saturday saunter, HH:beer:

    Is the meeting-up for coffee with Stepdad still going to be a regular feature of your Saturdays or is he 'otherwise engaged' these days?
  • I consider jeans to be colour blind
    It must be just me :rotfl:.
    Congrats on the tax rebate Hairy - you must be over the moon!:T

    Pleased to hear the course went well too! Funny that the teacher made a spelling mistake - hope she isn't an English teacher!:eek:

    Re jeans debate - I'm like inod in that I'd wear any colour with jeans - though not with trousers! It's like jeans are a non-colour to me!

    But - I'm very happy to hear that you are finally treating yourself to something YOU want - and do not feel guilty about this at all:naughty:
    Thanks SSG :). I must be a bit weird when it comes to jeans and tops :rotfl:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Nicnak wrote: »
    I hope the pictures bring back good memories every time you look at them. I am so happy about the tax refund too. That is amazing. x

    Thanks Nicnak :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Enjoy your Saturday saunter, HH:beer:

    Is the meeting-up for coffee with Stepdad still going to be a regular feature of your Saturdays or is he 'otherwise engaged' these days?
    Thanks Carboot :). He still wants to meet up on Saturdays he said.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I consider jeans to be colour blind
    :rotfl::rotfl:
    "There's a little witch in all of us"🔮🪬🧿
    DEBT FREE 06/2018
    Mrs SD’s Decluttering 2025 ⭐️ 🥇🥇🥇
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    My jeans are blue - I don't know what I do wrong but black jeans always seem to get 'white' wash lines down them no matter what I do! Although I do wash/wear them every day so maybe why :rotfl:

    Hope you have a happy Saturday HH

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • I must be the odd one out because I've never had a pair of jeans ! Loathe tight clothing of any sort, don't like stiffness of denim and never wear blue !!! I do have some Tencel 'denim' trousers that are lovely & soft, slightly baggy, fit perfectly and never need ironing, though.
    And.....amazingly, they didn't need taking up. I think manufacturers assume we're all long-limbed nymphs or wearing 4" heels - alas neither !
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