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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • Willowtree222
    Willowtree222 Posts: 8,286 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hope you're ok, will try to catch up over the weekend. xx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • doingitanyway
    doingitanyway Posts: 10,314 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Your diary moves so quickly. PPI and now Ebay. Well done for taking the plunge :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Nicnak wrote: »
    Hope you're ok, will try to catch up over the weekend. xx

    Thank you Nicnak :).
    doingitanyway wrote: »
    Your diary moves so quickly. PPI and now Ebay. Well done for taking the plunge :)

    Well I haven't done it yet but I do have good intentions :rotfl:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • doingitanyway
    doingitanyway Posts: 10,314 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    HairyHandofDartmoor wrote: »
    Thank you Nicnak :).
    Well I haven't done it yet but I do have good intentions :rotfl:.
    You will. I know it ;)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    doingitanyway wrote: »
    You will. I know it ;)

    Thanks for your faith in my powers of non procrastination :rotfl:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sallyforth
    Sallyforth Posts: 601 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Do give eBay a go HH - it used to be much easier and more fun than it is now but still worth a punt. I won’t entertain FB or sone of the other selling sites where folk come to your home either. I feel there is zero protection from who knows what but that’s probably just me being paranoid. I was a young woman living in Yorkshire during the ripper years so am finely tuned into fear.
    Sally x
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • beanielou
    beanielou Posts: 96,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Funnily enough I would use my localm FB selling page over EBay any day of the week.
    We are all different :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well it's been confirmed that stepdad and the lady are in a romantic relationship. If I'm being completely honest about my feelings I am very upset and shaken by this news. The reason I'm upset is because I think it's too soon. It makes me feel as if he can't have loved my mum very much if he can move on so quickly. It feels like a betrayal of my mum. I know he's lonely and that maybe I can't understand how he feels because I don't have to live alone, etc. But that doesn't change how I feel.

    Having said that I'm not going to cause a rift in the family. I'm not even going to tell him how I feel because I think that would cause bad feeling. I'm going to take it on the chin like I always do. But I'm not happy about it. So I won't invite her around with him yet. If he invites me to his house when she is there I will be polite and friendly. But it's too soon for me to invite her here.

    I need time to get over the shock, to process my feelings, and to get used to the idea that he is with someone else. All of this will take time. I haven't got used to my mum having died yet and now I have to get used to this. I don't expect him to be alone and unhappy for the rest of his life. But I think six months is too soon.

    Anyway that's how I feel and I can't help it.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sallyforth wrote: »
    Do give eBay a go HH - it used to be much easier and more fun than it is now but still worth a punt. I won’t entertain FB or sone of the other selling sites where folk come to your home either. I feel there is zero protection from who knows what but that’s probably just me being paranoid. I was a young woman living in Yorkshire during the ripper years so am finely tuned into fear.
    Sally x
    beanielou wrote: »
    Funnily enough I would use my localm FB selling page over EBay any day of the week.
    We are all different :)

    I think ebay is the way for me. I like to keep a bit of distance between me and the buyers. As you say Beanie we are all different :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • doingitanyway
    doingitanyway Posts: 10,314 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    It is soon so it is unsurprising you feel the way you do.
    I think accepting the way you feel is important.
    It will take time to come to terms with this new development
    Sending a hug
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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