We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
- 
            Well done on getting loads of the paperwork sorted!
I hope you have a nice weekend away and it's not too difficult.
Thanks Jwil
. I'll be okay when I'm away I expect, it's the packing and the thought of going that stresses me 
.                        Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 - 
            I did my weekly food shop this morning. I spent £61.70 on the week's food and got £4 off with the voucher I was sent :money:.
Then I bought some Christmas bits with some other vouchers I had and spent £7.37 on those. I got one pack of Pringles (half price), six J2Os (half price), two packs of mince pies (two for £1.50) and some Dove body wash as a Christmas pressie for DS3 (half price) :money:.
So I feel a bit more prepared for Christmas day and Boxing day
.
The weather has turned awful here now, wet, windy and gloomy :eek:. It's just as well I don't have to go out again.
This afternoon will be allocated to finishing the accounts, just the thought is stresssing me
 but I want them finished today (hopefully) and handed over tomorrow afternoon. I always breath a sigh of relief once I've off loaded them to the accountants and walked away.                        Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 - 
            Just as well the weather has turned gloomy down your way, HH, as you won't be tempted to go out. I'm sorry part of the accounts job is still looming but I'm sure you'll get it finished soon and can forget about it for another year:beer:
Going with your stepdad to visit his sister is such a kind thing for you to do, especially as you don't really feel up to it:A. You may actually enjoy it once you set off though, it's a change of scene after all:j. Often the thought of doing something we aren't keen on is worse than the reality when it happens IMO. I've often dreaded doing something but forced myself to and then was surprised how much I enjoyed it and was really glad I made the effort. I'm sure stepdad and his sister will benefit greatly from your kindheartedness and company, plus your niece who you're staying with overnight.
OH still isn't back. I haven't a clue yet if he bought a shower or not as he only has a basic mobile phone which is never charged up and I've just spotted it on the dressing table:rotfl:. He's probably having trouble prising open his credit card wallet;)
Just seen the weather forecast for the next few days. Looks as if it's going to be wet and wild in your part of the world, HH:eek:. Take care if you're going to your volunteering tomorrow.0 - 
            Good progress on the accounts HH, nearly there.
Well done on the Christmas bargains.
I'm going to start tomorrow with buying some Christmas cards
                        If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20250 - 
            carbootcrazy wrote: »Just as well the weather has turned gloomy down your way, HH, as you won't be tempted to go out. I'm sorry part of the accounts job is still looming but I'm sure you'll get it finished soon and can forget about it for another year:beer:
Going with your stepdad to visit his sister is such a kind thing for you to do, especially as you don't really feel up to it:A. You may actually enjoy it once you set off though, it's a change of scene after all:j. Often the thought of doing something we aren't keen on is worse than the reality when it happens IMO. I've often dreaded doing something but forced myself to and then was surprised how much I enjoyed it and was really glad I made the effort. I'm sure stepdad and his sister will benefit greatly from your kindheartedness and company, plus your niece who you're staying with overnight.
OH still isn't back. I haven't a clue yet if he bought a shower or not as he only has a basic mobile phone which is never charged up and I've just spotted it on the dressing table:rotfl:. He's probably having trouble prising open his credit card wallet;)
Just seen the weather forecast for the next few days. Looks as if it's going to be wet and wild in your part of the world, HH:eek:. Take care if you're going to your volunteering tomorrow.
I'll probably be fine as soon as we drive off
 and it will be nice to see my niece and stepdad's elderly sister.
But I feel like I've got enough on my plate at the moment with processing my mum's death, money worries, accounts, Christmas and volunteering to cope with
.
I'll be glad I went, but also glad when it's done
.
I hope OH returns eventually, with a shower :rotfl:. Does his wallet have cobwebs on it like Ernie Wise? :rotfl:Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 - 
            doingitanyway wrote: »Good progress on the accounts HH, nearly there.
Well done on the Christmas bargains.
I'm going to start tomorrow with buying some Christmas cards
Thanks DIA
. It's a start anyway.                        Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 - 
            I'm feeling completely stressed out
. I've spent all afternoon going through hundreds of receipts and dozens of statements to mark up relevant entries, give extra info, etc. By the end I felt as if my head was going to explode 
.
But I've done all I can now re the accounts. The rest is up to DH who needs to print off some online stuff only he can access. I need to nag him to do that and if he does it, then I should be able to drop the accounts off tomorrow afternoon :j.
After that I did a long PA survey which was so slow to load pages it kept timing out, which stressed me even more :mad:. But I finally managed to submit it.
Now I'm trying to come down off the ceiling and unwind
. Deep breaths.                        Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 - 
            My day has just taken a turn for the better
. I only needed 70 points to cash out on YG but thought I wouldn't manage it before Xmas. But then I got a 25 point survey just now. When I finished it I noticed another survey on the site for 50 points, so I did that and now I've cashed out my £50 :beer:.
Now at least one of the kids can have Xmas presents
                        Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 - 
            Nice work on the YG, have to admit I gave up long before payoutMy mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo0 - 
            redofromstart wrote: »Nice work on the YG, have to admit I gave up long before payout
Thanks Redo
. It's taken me 18 months but I got there in the end 
.                        Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 
Confirm your email address to Create Threads and Reply
Categories
- All Categories
 - 352.3K Banking & Borrowing
 - 253.6K Reduce Debt & Boost Income
 - 454.3K Spending & Discounts
 - 245.3K Work, Benefits & Business
 - 601K Mortgages, Homes & Bills
 - 177.5K Life & Family
 - 259.1K Travel & Transport
 - 1.5M Hobbies & Leisure
 - 16K Discuss & Feedback
 - 37.7K Read-Only Boards
 

         
         
         