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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • Cherryfudge
    Cherryfudge Posts: 13,884 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You've achieved masses today, HH. I take my hat off to you. And I'm so pleased you got your £50! That's great news :)
    I think a bit of sunshine is good for frugal living. (Cranky40)
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  • You've achieved masses today, HH. I take my hat off to you. And I'm so pleased you got your £50! That's great news :)

    Thanks Cherry :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Volunteering this morning and it's blowing a gale out there :eek:. I predict wet playtime!

    Have a good Thursday everyone.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • System
    System Posts: 178,377 Community Admin
    10,000 Posts Photogenic Name Dropper
    It blowing a gale here as well HH . Well done on the you gov payout another £50 in the pot.

    Enjoy your volunteering this morning , definitely wet playtime I would think.

    Are you finished with all your paperwork for the accountant now ?
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • That's great about the £50. That will be a big relief for you. Enjoy volunteering. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • My day has just taken a turn for the better :D. I only needed 70 points to cash out on YG but thought I wouldn't manage it before Xmas. But then I got a 25 point survey just now. When I finished it I noticed another survey on the site for 50 points, so I did that and now I've cashed out my £50 :beer:.

    Now at least one of the kids can have Xmas presents :D

    Congratulations on the YouGov payout:T:j:beer:.

    Now YouGov just transfer the money instead of sending a cheque it seems to arrive very quickly:j. I reached payout level after what seemed like years on Monday 10th September and the money was in my current account by Monday17th:j. My bank doesn't seem to update accounts in 'real time' over the weekend:( so it might have arrived even quicker and I didn't even know. I hope you receive your money superfast too:beer:


    Boo to wet playtime. I know from my days volunteering or as a school governor that the children tended to get a bit hyper because they hadn't had the opportunity to run around and let off steam. I remember that the classroom windows were always steamed up on such days though:rotfl:. Better ventilation nowadays I expect. Mine was a Victorian village school but the parts I tended to be in were portakabins.


    OH did buy the shower but still hasn't recovered from the trauma:eek:. Our friend the plumber couldn't come to fit it yesterday evening after all, he had an emergency call-out. He's coming tonight:j. OH will need intensive care after he's paid his bill:rotfl:
  • It blowing a gale here as well HH . Well done on the you gov payout another £50 in the pot.

    Enjoy your volunteering this morning , definitely wet playtime I would think.

    Are you finished with all your paperwork for the accountant now ?

    Thanks Cumbria :)
    Nicnak wrote: »
    That's great about the £50. That will be a big relief for you. Enjoy volunteering. x

    Thanks Nicnak :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS


  • OH did buy the shower but still hasn't recovered from the trauma:eek:. Our friend the plumber couldn't come to fit it yesterday evening after all, he had an emergency call-out. He's coming tonight:j. OH will need intensive care after he's paid his bill:rotfl:

    Oh dear your OH is a case :rotfl: :rotfl: :rotfl: You may have to resuscitate him after he's paid the bill :rotfl:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Amazingly after getting blown to school we had dry playtime :) although it started raining when I left at lunchtime. The children were a bit excited anyway as it was another mufti day :eek:. I enjoyed it as always.

    This afternoon I want to drop off the accounts, even if they're not finished, because then we'll have a place in the queue and I can always drop off bits to add later on.

    I also want to wash my interview clothes just in case I get an interview (I haven't worn them for years so they'll be a bit musty :eek:).

    Then DH needs some help with something he's working on, sigh.

    I didn't sleep very well as I had too much on my mind, so I feel a bit sleepy now. Hopefully I'll catch up tonight.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • The accounts have been dropped off, massive relief :T and I've helped DH with some work.

    Now I've put my interview clothes in the machine to wash :T. I'm sending a message to the universe to say that I'm ready for a job :). I hope the universe gets the message!

    I also offered to help the school with an activity tomorrow afternoon after I finish my morning volunteering, so I'll see if they get back to me and want my help :A.


    So lots of frogs eaten today :).

    We got our first Christmas card today, some people send them early! I'm not even going to think about writing mine until I get back from my weekend away.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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