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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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You've achieved masses today, HH. I take my hat off to you. And I'm so pleased you got your £50! That's great news
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Cherryfudge wrote: »You've achieved masses today, HH. I take my hat off to you. And I'm so pleased you got your £50! That's great news

Thanks Cherry
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Volunteering this morning and it's blowing a gale out there :eek:. I predict wet playtime!
Have a good Thursday everyone.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
It blowing a gale here as well HH . Well done on the you gov payout another £50 in the pot.
Enjoy your volunteering this morning , definitely wet playtime I would think.
Are you finished with all your paperwork for the accountant now ?This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
That's great about the £50. That will be a big relief for you. Enjoy volunteering. xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
HairyHandofDartmoor wrote: »My day has just taken a turn for the better
. I only needed 70 points to cash out on YG but thought I wouldn't manage it before Xmas. But then I got a 25 point survey just now. When I finished it I noticed another survey on the site for 50 points, so I did that and now I've cashed out my £50 :beer:.
Now at least one of the kids can have Xmas presents
Congratulations on the YouGov payout:T:j:beer:.
Now YouGov just transfer the money instead of sending a cheque it seems to arrive very quickly:j. I reached payout level after what seemed like years on Monday 10th September and the money was in my current account by Monday17th:j. My bank doesn't seem to update accounts in 'real time' over the weekend:( so it might have arrived even quicker and I didn't even know. I hope you receive your money superfast too:beer:
Boo to wet playtime. I know from my days volunteering or as a school governor that the children tended to get a bit hyper because they hadn't had the opportunity to run around and let off steam. I remember that the classroom windows were always steamed up on such days though:rotfl:. Better ventilation nowadays I expect. Mine was a Victorian village school but the parts I tended to be in were portakabins.
OH did buy the shower but still hasn't recovered from the trauma:eek:. Our friend the plumber couldn't come to fit it yesterday evening after all, he had an emergency call-out. He's coming tonight:j. OH will need intensive care after he's paid his bill:rotfl:0 -
Cumbria_lass wrote: »It blowing a gale here as well HH . Well done on the you gov payout another £50 in the pot.
Enjoy your volunteering this morning , definitely wet playtime I would think.
Are you finished with all your paperwork for the accountant now ?
Thanks Cumbria
That's great about the £50. That will be a big relief for you. Enjoy volunteering. x
Thanks Nicnak
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
carbootcrazy wrote: »
OH did buy the shower but still hasn't recovered from the trauma:eek:. Our friend the plumber couldn't come to fit it yesterday evening after all, he had an emergency call-out. He's coming tonight:j. OH will need intensive care after he's paid his bill:rotfl:
Oh dear your OH is a case :rotfl: :rotfl: :rotfl: You may have to resuscitate him after he's paid the bill :rotfl:Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Amazingly after getting blown to school we had dry playtime
although it started raining when I left at lunchtime. The children were a bit excited anyway as it was another mufti day :eek:. I enjoyed it as always.
This afternoon I want to drop off the accounts, even if they're not finished, because then we'll have a place in the queue and I can always drop off bits to add later on.
I also want to wash my interview clothes just in case I get an interview (I haven't worn them for years so they'll be a bit musty :eek:).
Then DH needs some help with something he's working on, sigh.
I didn't sleep very well as I had too much on my mind, so I feel a bit sleepy now. Hopefully I'll catch up tonight.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
The accounts have been dropped off, massive relief :T and I've helped DH with some work.
Now I've put my interview clothes in the machine to wash :T. I'm sending a message to the universe to say that I'm ready for a job
. I hope the universe gets the message!
I also offered to help the school with an activity tomorrow afternoon after I finish my morning volunteering, so I'll see if they get back to me and want my help :A.
So lots of frogs eaten today
.
We got our first Christmas card today, some people send them early! I'm not even going to think about writing mine until I get back from my weekend away.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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