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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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elizabethhull wrote: »Well done for keeping it intact - not easy.:T
I also use Youtube for instructional videos, most notably when my daughter was in the air cadets I needed to find out how to tie a Windsor knot.
Then for my Aunt's 90th birthday, I made a Spanish wind cake (actually originally Austrian), which is a fabulous double-cooked meringue filled with fruit & cream. It might not have looked as professional as the video, but it tasted amazing !
You really can learn how to do anything on You Tube, it's a fantastic resource
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Well done on the progress today HH.
I hope a relaxing evening is on the cards?If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20250 -
Yes definitely, my head can't cope with any more stress
. I don't know why I find accounts quite so stressful :think: Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Me too. I only have to see lots of numbers for stress to make an appearance. Well done for staying with it.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20250 -
doingitanyway wrote: »Me too. I only have to see lots of numbers for stress to make an appearance. Well done for staying with it.
Me too :eek:. Thank you. I hate doing it but feel even more stressed when I procrastinate, particularly this close to the deadline :eek:.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I hate accounts. I avoid them at all costs, which only stresses me out more!!September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
I hate accounts. I avoid them at all costs, which only stresses me out more!!
I've been procrastinating over the accounts since 1st April
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Re the accounts - would it be an idea if you make a diary note each week to run out any statements that have been produced during that time? It would save you gnashing your teeth once a year when running out umpteen bits of paper with the fear of PC problems rearing their ugly little heads!:)
And on the Fitbit - I lost mine a few months ago due to the button on the strap coming out of its hole. I got in touch with them and they sent me a new one free of charge!:j. Their customer service is excellent so don't be afraid to give it a go!Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Seasidegal58 wrote: »Re the accounts - would it be an idea if you make a diary note each week to run out any statements that have been produced during that time? It would save you gnashing your teeth once a year when running out umpteen bits of paper with the fear of PC problems rearing their ugly little heads!:)
And on the Fitbit - I lost mine a few months ago due to the button on the strap coming out of its hole. I got in touch with them and they sent me a new one free of charge!:j. Their customer service is excellent so don't be afraid to give it a go!
Agree with this on the fitbit. They are fantastic. They usually ask for a photo and send you a complete new one.
I would procrastinate that long too. xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Seasidegal58 wrote: »Re the accounts - would it be an idea if you make a diary note each week to run out any statements that have been produced during that time? It would save you gnashing your teeth once a year when running out umpteen bits of paper with the fear of PC problems rearing their ugly little heads!:)
And on the Fitbit - I lost mine a few months ago due to the button on the strap coming out of its hole. I got in touch with them and they sent me a new one free of charge!:j. Their customer service is excellent so don't be afraid to give it a go!
Every year I promise to be more organised with the accounts and every year I fail and we have a stress fest
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You are so right SSG, it would make life a lot easier for us if we just got ourselves organised weekly or monthly. In fact when this lot of accounts is handed over I'm going to start preparing next year's while I'm on a roll
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I will contact Fitbit I promise when these cursed accounts are handed over.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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