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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • I enjoyed Pilates, although it was quite gruelling :eek: I feel thoroughly stretched and every muscle has been worked out :j.

    I enjoyed chatting to my friend too. One of the things I'm looking forward to about getting a job is increased social contact. Working from home can be very isolating.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • That is a huge benefit. I bet that is why you like volunteering too? x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • beanielou
    beanielou Posts: 96,615 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thats why I do my volunteering HHD to keep me from being too isolated.
    Good to get out of the house & not be thinking too much!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Nicnak wrote: »
    That is a huge benefit. I bet that is why you like volunteering too? x
    beanielou wrote: »
    Thats why I do my volunteering HHD to keep me from being too isolated.
    Good to get out of the house & not be thinking too much!


    Yes having people to talk to is one of the things I love about volunteering and feeling part of a community is nice too.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I'm another who uses YouTube,I've learned how to replace the flex on my Hetty hoover and how to pick a lock from watching YouTube videos:rotfl:
    I need a new front door handle at the moment but my door is a multi locking double glazed door so it's a bit complicated,we are currently using an adjustable wrench for a handle :eek: so I will check out YouTube and if I can do it myself I will,I hate paying for things to be fixed if I can figure out how to do it myself
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • I use you tube loads too. It's like my saviour when trying to figure out which way hinges on an ikea unit go.

    i'm glad your computer is working too. That must be such a relief. X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • I'm another who uses YouTube,I've learned how to replace the flex on my Hetty hoover and how to pick a lock from watching YouTube videos:rotfl:
    I need a new front door handle at the moment but my door is a multi locking double glazed door so it's a bit complicated,we are currently using an adjustable wrench for a handle :eek: so I will check out YouTube and if I can do it myself I will,I hate paying for things to be fixed if I can figure out how to do it myself
    Nicnak wrote: »
    I use you tube loads too. It's like my saviour when trying to figure out which way hinges on an ikea unit go.

    i'm glad your computer is working too. That must be such a relief. X

    You're all very clever and YouTube is very useful for stuff like that.

    It is a massive relief about the computer, particularly as I had family photos on there :). They're all backed up on a hard drive now.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • It's pouring with rain this morning and very dark out. I have the joyful prospect of printing off hundreds of invoices for the accountants today :eek:. This is going to take all of my willpower. Oh well, I'll feel better when it's done.

    My back is sore are my gruelling Pilates workout last night. My Pilates teacher is a sadist :rotfl:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • It's pouring with rain this morning and very dark out. I have the joyful prospect of printing off hundreds of invoices for the accountants today :eek:. This is going to take all of my willpower. Oh well, I'll feel better when it's done.

    My back is sore are my gruelling Pilates workout last night. My Pilates teacher is a sadist :rotfl:.

    Good luck with the printing:beer:. Now you've got the computer fixed I hope the printer doesn't decide to play up:eek:. It's usually how things go with me:mad:


    Quite sunny here today for a change and a nice breeze:j. I've got some washing finished ready to hang out and a second load swishing around now. I plan to finish sorting through one of the sheds today so OH can take a big batch to the charity shops when he goes to that town tomorrow. He's going to actually buy a replacement shower tomorrow but I won't hold my breath after Sunday's fiasco.


    Sorry about your sore back but I'm sure the Pilates session will have been beneficial when things settle down.
  • On the plus side my emergency fund of £17 is still intact :o.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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