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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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Nice input Everyone!!0
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HH sorry to hear you're feeling guilty over the mistakes with your mum. The thing is we're always taught to trust doctors & told that they must be right so a lot of people do suppress their instincts in similar cases.
However doctors are just people like the rest of us & I think everyone needs to feel more able to disagree with them. Easier said than done though.
I know when I was having DS & was transferred to consultant care halfway through my labour (I think my active labour was 16 hours & total labour was 48) as things stopped progressing & DS was in distress. I was completely relying on the doctors & midwives to make the right decisions. It was scary feeling so out of control as we were just told what was happening & I was so exhausted & out of it that I just signed what I was given. :eek:
I hope you can resolve these feelings in a way that helps you without upsetting your stepdad as that seems to be important to you. You do have a point in not wanting the same thing to happen to anyone else though.
Thanks Sashybo. You do feel helpless and out of control in hospita,l whether it's you or someone else who is there.
I'm going to leave it for now as I don't want to upset stepdad who is fragile at the moment. I'm feeling a bit emotionally fragile myself right now, so I think I need to put it out of my mind again for now and focus on more positive things.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I've emptied all the bins now and put the dishwasher on twice. The NSD didn't happen as I'd run out of hayfever tablets and DH wanted squeezable honey for his porridge :mad:.
This weekend is the wedding I can't afford to go to and that my mum was so looking forward to. I've found out my aunt and uncle weren't invited, and my niece who lives locally was invited to the evening but has decided not to go due to the expense of it. Apparently the only hotels near the venue charge £135 per night :eek:. Stepdad is also not going, unless he changes his mind again! Anyway I'm glad we're not the only relatives not going.
I've been feeling pretty miserable all day, but I've been trying to think positive thoughts and get things done, so I am starting to feel a bit better.
My aunt and uncle suggested meeting me for coffee tomorrow which I'm looking forward to, although it means spending more money
. But I feel more cheerful when I see people.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Hope you have a lovely day tomorrow and the weekend passes easier than you expect XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Thanks Lucky.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Enjoy your day tomorrowI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks Beanie.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
HH, just regarding your hay fever tablets - we buy the generic ones in bulk online, usually somewhere like here.
I can usually find discount vouchers online or free delivery codes too, as well as getting cashback through quidco - just for future reference if it's any use. We find it works out cheaper, DH prefers the cetirizine tablets rather than loratadine but I think they're much of a muchness. Think loratadine is the active ingredient in Clarityn & the cetirizine is the active ingredient in another branded hayfever tablet.
Of course, after all that you might actually already know this. :rotfl:
Enjoy your coffee with your aunt & uncle tomorrow.Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £10,546, Car loan CC 0% BT £5200. Debt Free Diary to try & keep spending in check.0 -
HH, just regarding your hay fever tablets - we buy the generic ones in bulk online, usually somewhere like here.
I can usually find discount vouchers online or free delivery codes too, as well as getting cashback through quidco - just for future reference if it's any use. We find it works out cheaper, DH prefers the cetirizine tablets rather than loratadine but I think they're much of a muchness. Think loratadine is the active ingredient in Clarityn & the cetirizine is the active ingredient in another branded hayfever tablet.
Of course, after all that you might actually already know this. :rotfl:
Enjoy your coffee with your aunt & uncle tomorrow.
Thanks Sashybo. That is definitely cheaper than I paid. I don't buy branded ones but I paid about £1.80 for 14 cetirizine in Mr M earlier. I'll order them from that website another time.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I buy Mr SA's from Savers they're £1.99 for 30.
Enjoy your coffee tomorrowI get knocked down but I get up again (Chumbawamba, Tubthumping)0
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