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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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Glad that they have finally paid you & the mortgage & council tax are paid :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Really glad you have been paid. That must be a relief xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Thanks Beanie and Nicnak.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
carbootcrazy wrote: »I suppose I could just prop one up inside on one of the wooden cross-pieces and take it down whenever it's not needed.
I had visions of you nailing the sign to an upside down cross - should keep away even the most determined callers !0 -
Well done on your impressive walk today, DGD and I had a lovely walk as well. Classroom assistant sounds like the ideal job for you HH. Good to hear you have been paid as well .
Have a nice morning tomorrow.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Thanks Cumbria.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Hi,I have just spent the last week or so reading your diary and have subscribed,I just wanted today how sorry I was to read about your lovely mum, you have had such a lot of stress over the year and have managed to come through it all so well
I'm another Devon dweller
A few posts ago you were talking about new traditions for Xmas,when I found myself on my own with my two daughters we decided to start new traditions at Christmas to cheer us up,so each year we started buying a new board game to play as we don't really watch the telly,we have quite a collection now that come out each year,then when my eldest DD moved out and it was sometimes just me and DD2 at home we started going for a walk on Xmas day and if we aren't seeing anyone on Boxing Day we often got to the cinema then home for yummy food,there's usually a new film released around Xmas time so we go and see whatever it is,sometimes I'm working but we always manage to fit something in
I also wanted to say how impressed I am with your food budget,I can't get over you feeding 5 adults on £74ish a week,you have inspired me to try harder with my food budget becasue I only buy food for me but spend about £30 a week sometimes,I'm a vegetarian tooOriginal Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8940 -
I also saw the new traditions post, and with me being alone this Christmas with little one, I also want to have new traditions.
I've already bought matching Christmas Eve pyjamas for us both. Any other suggestions? My little one is only 5 so board games are a bit old for her.
I think watching a Christmas movie will be great on boxing day, or maybe a child's movie at the cinema. xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
I also saw the new traditions post, and with me being alone this Christmas with little one, I also want to have new traditions.
I've already bought matching Christmas Eve pyjamas for us both. Any other suggestions? My little one is only 5 so board games are a bit old for her.
I think watching a Christmas movie will be great on boxing day, or maybe a child's movie at the cinema. x
Love the idea of the matching pyjamas:T
There are plenty of board games specially for children. You might have to cheat a bit so she can win:rotfl:. All good experience for her though, getting used to playing board games whilst young. What about Ludo or Snakes and Ladders? You can always buy older-geared games as the tradition grows. I'm no longer up to date with what games are currently popular. In my opinion the old ones are the best. We always played Monopoly and Cluedo sometime over the Christmas period but I don't know if they make versions for children as young as 5. A 5 year old would probably find Monopoly really boring though:(0 -
Nicnak, There are junior versions of scrabble and so on, but my boys were never that keen. Dominoes? We used to go to the cinema on Christmas Eve as it kept them busy when they were over excited,
Have a lovely Saturday Saunter HHODMy mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo0
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