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Finally Debt Free After 34 Years, But Still Need to Live Frugally

edited 18 November 2017 at 10:49AM in Debt Free Diaries
13.8K replies 791.6K views
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  • Seasidegal58Seasidegal58 Forumite
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    Enjoy Dartmoor today with your family. 
    Finally Debt Free! - July 2016 :j:j:j
    Finished Emergency Fund- £10,000 April 2017
    :j:j
    MONTHS TO RETIREMENT: 8
    My diary: “Paid off the £31,000! BUT- still scrimping!”
  • HairyHandofDartmoorHairyHandofDartmoor Forumite
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    jwil said:
    Your garden sounds great!  Hopefully the rhododendrons will survive - it is particularly hot at the moment!

    Have a lovely day on Dartmoor today.
    Nicnak said:
    Hope you had a lovely walk around Dartmoor. It has been very humid and I had to sit in the shade at the beach because it felt like I was burning.
    Your garden must be looking fab now. Enjoy a lovely week x
    Morning your posts sound like your balancing jobs and have vsummer holiday fun well.

    if it was me.... and I have made plenty of gardening mistakes and got patient oH to dig up... the rhodondenrums And either put them in pots in the shade or in the back garden....   

    Our next door neighbours dug up some beautiful bushes between us, leaving us with a big empty border ( after putting a fence up) we left it clear and neat for quite a while before we tackled planting it 
    better to learn now than when they have died ! 

    Have a good week .......
    Thanks all of you :). I decided to dig up the rhododendrons again and have put them in pots in the back garden. Lesson learnt!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £1,500/£5,000. EMERGENCY FUND 2 = £50/£5,000.
    CHRISTMAS SAVINGS = £144.37/£500
    PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300
  • edited 14 August at 9:29AM
    HairyHandofDartmoorHairyHandofDartmoor Forumite
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    edited 14 August at 9:29AM
    Hope you have a lovely day with your niece and nephew today x
    Enjoy Dartmoor today with your family. 
    milann said:
    Enjoy Dartmoor. 
    Putting the bushes in pots sounds like a solution to your problem. Check if they need acid/alkaline compost. I have azaleas I’ve rescued from the ground one put in pots with correct compost that are doing well now.
    How are you, busy walking I expect .
    Thanks everyone :). I had a great time on the walk.
    I did have to buy some special compost for the rhododendrons Milann so more money spent 🙈.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £1,500/£5,000. EMERGENCY FUND 2 = £50/£5,000.
    CHRISTMAS SAVINGS = £144.37/£500
    PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300
  • Sun_AddictSun_Addict Forumite
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    What a busy week, out and about, decluttering and gardening, no wonder you slept through the storm. I'm convinced we haven't had any thunderstorms here, I've not heard anything, we haven't had any rain either.
    Virtual Sealed Pot 2020 £551.78
    Emergency Fund £4850/£10,000
    September NSD:
  • BubblesmumBubblesmum Forumite
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    Heres hoping the  rhododendron, enjoy plant life, they will look fab. I love Choisya's..... 

    Happy Holiday's 
    As a dear MSE friend says “keep plodding” or
    What does the saying say.... When life hands you lemons, crack open the Gin......
    Or as my Mum would instil, brush yourself down, tomorrow is another day or
    Fake it, to you Make It

    https://forums.moneysavingexpert.com/discussion/5681736/dancing-through-the-rain-with-a-smile-and-good-cheer#latest
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