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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • Seasidegal58
    Seasidegal58 Posts: 6,081 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Enjoy Dartmoor today with your family. 
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • jwil said:
    Your garden sounds great!  Hopefully the rhododendrons will survive - it is particularly hot at the moment!

    Have a lovely day on Dartmoor today.
    Nicnak said:
    Hope you had a lovely walk around Dartmoor. It has been very humid and I had to sit in the shade at the beach because it felt like I was burning.
    Your garden must be looking fab now. Enjoy a lovely week x
    Morning your posts sound like your balancing jobs and have vsummer holiday fun well.

    if it was me.... and I have made plenty of gardening mistakes and got patient oH to dig up... the rhodondenrums And either put them in pots in the shade or in the back garden....   

    Our next door neighbours dug up some beautiful bushes between us, leaving us with a big empty border ( after putting a fence up) we left it clear and neat for quite a while before we tackled planting it 
    better to learn now than when they have died ! 

    Have a good week .......
    Thanks all of you :). I decided to dig up the rhododendrons again and have put them in pots in the back garden. Lesson learnt!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 August 2020 at 9:29AM
    Hope you have a lovely day with your niece and nephew today x
    Enjoy Dartmoor today with your family. 
    milann said:
    Enjoy Dartmoor. 
    Putting the bushes in pots sounds like a solution to your problem. Check if they need acid/alkaline compost. I have azaleas I’ve rescued from the ground one put in pots with correct compost that are doing well now.
    How are you, busy walking I expect .
    Thanks everyone :). I had a great time on the walk.
    I did have to buy some special compost for the rhododendrons Milann so more money spent 🙈.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,234 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What a busy week, out and about, decluttering and gardening, no wonder you slept through the storm. I'm convinced we haven't had any thunderstorms here, I've not heard anything, we haven't had any rain either.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Bubblesmum
    Bubblesmum Posts: 1,778 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Heres hoping the  rhododendron, enjoy plant life, they will look fab. I love Choisya's..... 

    Happy Holiday's 
    As a dear MSE friend says “keep plodding” or
    What does the saying say.... When life hands you lemons, make lemonade
    Or as my Mum would say, brush yourself down, tomorrow is another day or
    Fake it, to you Make It

    Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away
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