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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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Hi HHD
Not many more sleeps now until your holiday It's so nice having something to look forward to isn't it. Your day out sounds lovely, the tax credits and vat returns not so much but at least it's done now and off your mind before you go away.
I bet your garden is looking lovely with all the work you're putting in. Have a lovely weekend. xx5 -
You have been a very productive & busy bee getting things sorted out.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
It sounds as if you had a lovely week. The NT place sounded lovely- we looked at going to a local one tomorrow but missed the booking deadline.....January spends - £587.585
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teafor2 said:Hi HHD Not many more sleeps now until your holiday It's so nice having something to look forward to isn't it. Your day out sounds lovely, the tax credits and vat returns not so much but at least it's done now and off your mind before you go away.
I bet your garden is looking lovely with all the work you're putting in. Have a lovely weekend. xxbeanielou said:You have been a very productive & busy bee getting things sorted out.
Thanks all of youmilann said:It sounds as if you had a lovely week. The NT place sounded lovely- we looked at going to a local one tomorrow but missed the booking deadline..... Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS3 -
We woke up and got stuck straight into the garden today. We managed to get an enormous fuscia root out of the ground. It was about two feet deep and two feet wide and took ages to dig up, but we felt very triumphant once we wrestled it out of the ground 🎉🎊🎉🎊😁.
After a long rest, we decided to tackle an ivy root next. We dug down about a foot but I reckon that one is going to be at least two feet deep too and who knows how wide. We're determined to make the garden as low maintenance as possible but getting it that way is proving to be hard work. I'm going to have muscles like Arnold Schwartzeneger by the end of the holidays 🤣.
I hope everyone is having a good Sunday 🙂.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS7 -
I've got a tree stump to dig out and not looking forward to it! I find gardening hard work.
Have a.loveky week xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x5 -
Hi HHD That sounds hard work but it will be worth it in the end to get the garden looking how you want it. I'd be rubbish at anything like that because I get the giggles whenever I'm helping hubby do something manual. If we're carrying something heavy he's under strict instructions not to look or talk to me because I just go to pieces laughing. I've no idea why but I just can't help myself. xx 5
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That does sound like hard work~~well done I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Well done 🌻🌼🌸🌺🌿🌱💪January spends - £587.585
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Lots and lots of hard work... but so satisfying when you complete it. In the case of gardens the pleasure it gives ( perhaps not though the bedrooms! )As a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away4
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