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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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I had to choose a poem and read out it out on video for school and email it to them. I did it this morning and they said they'd got it and thank you, but now I'm worried that the poem I chose is awful and unsuitable ☹. I think it shows the mood I'm in at the moment as I don't normally overthink things to this extent, but I do feel a bit grim at the moment.
Once I'd done the poem I settled down to work on another college assignment. I've done half of it and I should be able to finish it tomorrow. But I don't feel particularly uplifted at having done half of it, because as I can't go to school and get the chance of working more hours it all feels a bit pointless ☹.
I'm feeling very negative today as you can probably tell. I think I must be tired and BIL is getting his treatment plan today so I've got that on my mind. Sorry to be whingy ☹.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS5 -
Perhaps once you know more about the way forward with BIL's treatment you'll settle a little. It's the not knowing that's worse. Once you know where you stand you can start getting things clear in your mind.
Try not to overthink and just take it as it comes, I know it's easier said than done especially with all the other stuff going on right now.
I get knocked down but I get up again (Chumbawamba, Tubthumping)6 -
HH accepting that there are some things that are totally beyond our control is the hardest thing any of us have to do, especially in these circumstances where it's impossible to be there in person to give support.We've got to accept any positives there are and hopefully BIL is painfree and comfortable at home. (((hugs)))I Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy7 -
It's your diary so never apologise for putting how you are feeling. In any climate we all have up and down days so with everything going on, plus BIL, I would be surprised if you didn't feel down or have it on your mind. Hopefully finishing the assignment is something off your mind. You might not be happy in a sense, but at least it's one thing less to have to deal with or thing about. x
September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x5 -
Sending positive vibes for the treatment plan.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Aww, sorry to hear you sounding so low, HHoD. I can be a terrible overthinker & I know how what begins as perfectly normal & understandable levels of worry can spiral into so many layers of 'Why?', 'What if?' etc, each with a worst scenario than the last, until you can barely think of anything else. I try to tell myself kindly, but firmly "I'll deal with this when & if it happens" as up until then, there really isn't anything much within our control anyway.
I' m sure your poem choice was fine - it's just one of those days where feeling low anyway makes you have a bit of a downer on yourself.
A new day tomorrow. Hope you feel a little better. I felt very envious of your hard work in the kitchen. Mine desperately needs a deep clean & I keep putting it off. I feel quite inspired nowvat least to tackle cooker hood & cupboard doors.
Take care & have a restful evening,
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)5 -
I’m not surprised you are feeling so down - nobody deserves cancer - especially those nearest and dearest to us. It is never a good time to get your head around illness, treatment plans etc but in this totally alien time to us - everything is magnified. Lazy days are fine - get through a minute at a time if you need to.
Well done on the assignment work....how do you know you won’t get to use it in a school. It’s your ticket to get you into any school or supply list that has a vacancy.
Hang on in there.👍January spends - £587.585 -
HairyHandofDartmoor said:Once I'd done the poem I settled down to work on another college assignment. I've done half of it and I should be able to finish it tomorrow. But I don't feel particularly uplifted at having done half of it, because as I can't go to school and get the chance of working more hours it all feels a bit pointless ☹.
I was looking up about Stoics, after a mention of them in the newspaper, and it would appear a fair bit of their philosophy is not a humourless putting up with stuff, but includes living in the moment. You can't change the past and the future hasn't happened yet, so you concentrate on a positive slant on the present - anything from a successful work session to a really enjoyable cup of coffee. Sounds about all most of us can manage these days !!
It doesn't help with bad news, like your BIL's situation, but it can give you a way of getting from day to day, hour to hour, or even moment to moment.
You do such a lot for others, HH, all of which things are their own point.
I hope you find a way through xx5 -
I hope you are ok HH and that you are supporting your sister from afar.Life is an adventure, never stop exploring.6
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elizabethhull said:HairyHandofDartmoor said:Once I'd done the poem I settled down to work on another college assignment. I've done half of it and I should be able to finish it tomorrow. But I don't feel particularly uplifted at having done half of it, because as I can't go to school and get the chance of working more hours it all feels a bit pointless ☹.
I was looking up about Stoics, after a mention of them in the newspaper, and it would appear a fair bit of their philosophy is not a humourless putting up with stuff, but includes living in the moment. You can't change the past and the future hasn't happened yet, so you concentrate on a positive slant on the present - anything from a successful work session to a really enjoyable cup of coffee. Sounds about all most of us can manage these days !!
It doesn't help with bad news, like your BIL's situation, but it can give you a way of getting from day to day, hour to hour, or even moment to moment.
You do such a lot for others, HH, all of which things are their own point.
I hope you find a way through xx
“Yesterday is history, tomorrow is a mystery, today is a gift of God, which is why we call it the present.”
― Bill Keane
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