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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I must be feeling tired today because I posted a card to my niece today and forgot to write in the card like a numpty:o and I also broke one of my favourite mugs which I'm normally really careful with:(. We had to get up at 7am to get to the flu jabs so I didn't get a lie in and I must still be tired after yesterday. An early night is called for I think!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,468 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    :eek: to getting up at 7 am for flu jabs.
    Boo to your favourite mug :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you Beanie :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • elizabethhull
    elizabethhull Posts: 767 Forumite
    Part of the Furniture 500 Posts
    HairyHandofDartmoor wrote: »
    d I also broke one of my favourite mugs which I'm normally really careful with:(. We had to get up at 7am to get to the flu jabs so I didn't get a lie in and I must still be tired after yesterday. An early night is called for I think!

    That's the trouble with favourite mugs - they're more likely to get broken because you use them more.
    Meanwhile the non-favourites languish unloved and whole in the cupboard !

    Hope you get your early night and a good sleep.
  • milann
    milann Posts: 11,489 Forumite
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    Sounds like you’ve had some horrible weather. We half played with a couple of nights in Cornwall next week as it’s dh birthday but decided it’s too far to go for a short time in bad weather and with dark nights. I’m quite gutted but know it makes sense.
    The flooding in Tesco must have been bad for them to shut it - they don’t like missing opportunities to make profit. At least you got a bit of time to relax with a cuppa :beer:
    January spends - £587.58
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,114 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    milann wrote: »
    Sounds like you’ve had some horrible weather. We half played with a couple of nights in Cornwall next week as it’s dh birthday but decided it’s too far to go for a short time in bad weather and with dark nights. I’m quite gutted but know it makes sense.
    The flooding in Tesco must have been bad for them to shut it - they don’t like missing opportunities to make profit. At least you got a bit of time to relax with a cuppa :beer:

    It has done nothing but rain here in Cornwall this week so sensible decision to leave it. Come in the Spring instead ;)
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • jwil
    jwil Posts: 22,375 Forumite
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    Hope you had a good nights sleep last night x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    HairyHandofDartmoor wrote: »
    I must be feeling tired today because I posted a card to my niece today and forgot to write in the card like a numpty:o and I also broke one of my favourite mugs which I'm normally really careful with:(. We had to get up at 7am to get to the flu jabs so I didn't get a lie in and I must still be tired after yesterday. An early night is called for I think!

    Know I shouldn't laugh about the card but it did make me giggle. Another one with favourite mugs. I feel quite bereft when one gets broken or chipped. Hope you're having a quiet, relaxing Sunday. xx
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    elizabethhull wrote: »
    That's the trouble with favourite mugs - they're more likely to get broken because you use them more.
    Meanwhile the non-favourites languish unloved and whole in the cupboard !

    Hope you get your early night and a good sleep.

    Thanks Elizabeth :).
    milann wrote: »
    Sounds like you’ve had some horrible weather. We half played with a couple of nights in Cornwall next week as it’s dh birthday but decided it’s too far to go for a short time in bad weather and with dark nights. I’m quite gutted but know it makes sense.
    The flooding in Tesco must have been bad for them to shut it - they don’t like missing opportunities to make profit. At least you got a bit of time to relax with a cuppa :beer:

    Thanks Milann :)
    enthusiasticsaver wrote: »
    It has done nothing but rain here in Cornwall this week so sensible decision to leave it. Come in the Spring instead ;)

    Yes a wise decision not to go to Cornwall as we're having a very rainy autumn at the moment. I think it rained every single day in October :eek: I'm surprised we haven't all evolved to have flippers :rotfl:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jwil wrote: »
    Hope you had a good nights sleep last night x
    Thanks Jwil :).
    teafor2 wrote: »
    Know I shouldn't laugh about the card but it did make me giggle. Another one with favourite mugs. I feel quite bereft when one gets broken or chipped. Hope you're having a quiet, relaxing Sunday. xx
    Thanks TF2 :). I don't think I've ever done that before! I'm hoping I'll be able to replace the mug but I'll have to wait until they're in the sale as they cost £7 full price :eek:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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