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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • Hope you feel better soon and have an enjoyable half term. How has DS3 settled in to his boxroom ?
    Life is an adventure, never stop exploring.

  • jwil wrote: »
    I bought that coop deal the other day as well, it's good! They regularly do similar but ours quite often sells out of bits of it which is annoying.

    Thanks Jwil :). I'm going to look out for future deals.
    Sun_Addict wrote: »
    Sorry to hear you've got the lurgy :( It's doing the rounds big time at the moment. I've had it for a week now. Hope you feel better soon xx

    Good that you've got this coming week to recover, enjoy your time off :)

    Thanks SA :).
    Hope you feel better soon and have an enjoyable half term. How has DS3 settled in to his boxroom ?

    Thanks SA :). I'm feeling a bit better now. DS3 is fine apart from his roof leaking onto his bed twice :eek:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Oh poor DS3 , I hope the leak is sorted now .
    Life is an adventure, never stop exploring.

  • Yesterday I just read and did a bit of laundry as I felt too tired and full of cold to go out.

    I felt a bit better today and as it was a sunny day for once it seemed criminal to stay indoors. So we went for an autumn walk at our local NT place this afternoon and had a coffee in the cafe. I succumbed to a few second hand books in the bookshop :o but at least I didn't spend anything yesterday. We've decided that next time we go to a NT place we'll take our travel cups with coffee/hot chocolate in to save money and I'll try and avoid the bookshop. We had a lovely afternoon though.

    Before we went we bought some imperfect frozen berries from Mr M at £3 for 1kg and some squeezable honey for DH's porridge for about £2.

    VEGETABLE UPDATE:
    Yesterday DH cooked a curry that included spring onions, carrots and parsnips. Today I cooked a curry that included a tin of tomatoes, pinto beans, carrots, baby corn and split peas. (Pinto beans aren't a vegetable but I've included them because they sound healthy :)).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • doingitanyway
    doingitanyway Posts: 10,300 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Well done on the veggies :)

    Your walk sounds lovely. Travel cups at the NT sounds like a good idea. .
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Oh poor DS3 , I hope the leak is sorted now .

    Unfortunately not. The landlord sent a roofer out after the first leak who went up on the roof and supposedly fixed it. But then on Friday night there was heavy rain and the water was dripping through the ceiling onto DS3's bed and pillow :(. The room is too small for him to move his bed so it it rains tonight he may have to sleep on the sofa. Anyway he emailed the landlord but nobody came out today. Hopefully they can fix it tomorrow.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Well done on the veggies :)

    Your walk sounds lovely. Travel cups at the NT sounds like a good idea. .

    Thanks DIA :). It will save money to take the travel cups and if we wrap up warm it will be okay.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • teapot2
    teapot2 Posts: 3,575 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I got a bargain in the C00p yesterday. I bought six items for £5: B!rds 3ye chicken burgers, chicken fillets, fish fingers, Alph@b!tes, frozen peas and some fancy ice lollies that DS1 loves. The normal price would have been £10.20 so I thought that was a bit of a bargain to help fill up the freezer.

    Do you have a Coop loyalty card? If you register it online and open an account, they email details every week or so of all their deals and offers including whats in the £5 deal.
  • beanielou
    beanielou Posts: 96,468 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Boo to DS3's leak :(
    Hope you are on the mend soon.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Unfortunately not. The landlord sent a roofer out after the first leak who went up on the roof and supposedly fixed it. But then on Friday night there was heavy rain and the water was dripping through the ceiling onto DS3's bed and pillow :(. The room is too small for him to move his bed so it it rains tonight he may have to sleep on the sofa. Anyway he emailed the landlord but nobody came out today. Hopefully they can fix it tomorrow.

    That is tough - I do hope it gets fixed soon.
    Hope your cold is chased away soon too.
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