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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • My employer is doing flu jabs this year after a pilot last year. Do the school not organise them ?

    I love vegetables and sometimes just have a plate of veg with melted cheese on. How did the assignment go ?
    Life is an adventure, never stop exploring.

  • foxgloves
    foxgloves Posts: 12,773 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm definitely going to book in for a flu jab, HHoD. I had flu when I was about 19 or 20, before being completely flu-free for decades. Then for some reason, I got it at age 50, 51 & 53. I'd had the flu jab the third time but I must have caught a different strain. I felt utterly vile & so sorry for myself on all three occasions so I intend to pay for a jab every year to reduce my chances of another bout.
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • My employer is doing flu jabs this year after a pilot last year. Do the school not organise them ?

    I love vegetables and sometimes just have a plate of veg with melted cheese on. How did the assignment go ?
    Thanks Sunshine :). As far as I know the school don't do flu jabs, not for Meal Time Assistants anyway, although they'd be in big trouble if we all caught flu :rotfl:. I haven't had time to do any more work on my assignment yet so I'm still only a fifth of the way throught it :eek:.
    foxgloves wrote: »
    I'm definitely going to book in for a flu jab, HHoD. I had flu when I was about 19 or 20, before being completely flu-free for decades. Then for some reason, I got it at age 50, 51 & 53. I'd had the flu jab the third time but I must have caught a different strain. I felt utterly vile & so sorry for myself on all three occasions so I intend to pay for a jab every year to reduce my chances of another bout.
    F

    Thanks Foxgloves :). I've only had flu once (when I was 50) but I've never felt so ill in my life, it was AWFUL and it lasted six weeks :eek:. Worse than when I had a burst appendix because it lasted a lot longer :eek:. I NEVER want to catch flu again.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 16 October 2019 at 5:14PM
    I'm absolutely SHATTERED but feeling pleased with myself :). I went in expecting it to be a normal Wednesday, but a TA came in looking awful because she was ill, so everyone persuaded her to go home again. I offered to cover for her and as it was PPA that morning I and a TA were supervising the worst class in the school :eek:. I was quite interested to be there and see if they were as bad as everyone said (like knitting by the guillotine :rotfl:). There are some real characters in the class but I enjoyed the challenge.

    Then I did my lunchtime job, ran to the shop for a pasty, and then went into a year two class for the afternoon to do some art with them. I've worked in four different classes so far this week :rotfl:. Anyway the head teacher came up to me this afternoon and thanked me for "going above and beyond" so I've obviously won some brownie points there :A.

    I do like to be challenged with something new because I learn so much from everything I do at the school, even after being there for nearly two years I'm still learning all the time. It's one of those jobs where you never stop learning.

    After I staggered home, we had a delivery and it was my level 2 certificate so I'm officially qualified as a TA now :T. I'm really proud of getting that certificate at my advanced age. It shows you're never too old to learn.

    DH has offered to cook tonight, thank goodness, so I'm resting my tired feet but feeling quite pleased with myself :).

    Moneywise I spent £3.05 on a cheese pasty (I expected to be at home for lunch) and 90p on a coke (I forgot to put one in my bag last night :o). Tomorrow I'm going to take cheese sandwiches and a banana with me just in case I need to stay for the afternoon again as £3.05 is a lot of money for my lunch when I can bring food from home for a cost of about 20p :mad:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 22,375 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like you've had a great day and once again shown how flexible you are :)

    I think you are doing great with the veg, it's easiest to start small and build up to larger quantities.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 96,469 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great day all round then :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil wrote: »
    Sounds like you've had a great day and once again shown how flexible you are :)

    I think you are doing great with the veg, it's easiest to start small and build up to larger quantities.
    beanielou wrote: »
    Great day all round then :)

    Thank you both :). I am doing my best with the veg :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Congratulations on officially becoming a TA Level 2 :j:T

    What a star offering to cover the class at short notice, your brownie points will definitely be adding up, but it's more than that. As the Head says you went above and beyond and everybody likes somebody who's prepared to do that when it's needed.

    After you've had a rest, go and put that can of coke in your bag! I can't stop adding up all the 90p's you're spending :rotfl: If my maths is right and you're doing that every day that's £18 a month :p xx
  • doingitanyway
    doingitanyway Posts: 10,300 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Oh well done. It has been lovely following you from applying to now being a TA :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • teafor2 wrote: »
    Congratulations on officially becoming a TA Level 2 :j:T

    What a star offering to cover the class at short notice, your brownie points will definitely be adding up, but it's more than that. As the Head says you went above and beyond and everybody likes somebody who's prepared to do that when it's needed.

    After you've had a rest, go and put that can of coke in your bag! I can't stop adding up all the 90p's you're spending :rotfl: If my maths is right and you're doing that every day that's £18 a month :p xx

    Thank you TF2 :). It won't do me any good as the school has no budget to employ me as a TA, but it's increasing my experience and my skill set so that's a positive.

    I've done the same calculation and you're right it's £18 a month :eek:. I must put that coke in my bag tonight. My school bag is in my bedroom two flights of stairs away and my feet hurt, but I need to take a can up at bed time to put in my school bag.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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