Barclays Online - PINsentry

mikegreenland

So how do these things work then? I can't see how they can be more secure because despite all the rigmarole they will only work if you have been sent a new type card...the reason for this is that your PIN clearly has to be on the card somewhere to enable it to verify.

It never used to be on the card and was only checked by the banks central computer. Now it has to be stored locally which cannot be as secure. Does anyone know for certain if my supposition is correct?

mary

First you enter the last 4 digits of your card into the online page, then you punch in your pin number into your card reader, then press enter, etc. It then throws up a random 8 digit number (which is different every time you do it) and this number you then enter into another box online. It then lets you access your account, with a bit of luck. Nothing is stored anywhere.
All will be revealed.

Extant

The PINSentry is a "gigantic device" and "takes forever to get in with"?

Good Lord, you people really will whinge and moan about anything. Most of you fail to realize that it's done simply to protect you, and also to give you greater convenience. Previously, you could only pay up to £1000 online, PINSentry allows you to do up to £10,000.

Can't please some people.

Jennifer_Jane wrote: »

I've also got one for NatWest, but not used that yet.

As a side note, you can use all of these devices interchangeably. They all comply to the same APACS standard, so your Natwest reader will work with your Barclays card, etc.

In fact, Nationwide and Natwest use the same card readers. They're just branded differently.

Eydon

BarclaysManager wrote: »

The PINSentry is a "gigantic device" and "takes forever to get in with"?

Good Lord, you people really will whinge and moan about anything. Most of you fail to realize that it's done simply to protect you, and also to give you greater convenience. Previously, you could only pay up to £1000 online, PINSentry allows you to do up to £10,000.

Can't please some people.



As a side note, you can use all of these devices interchangeably. They all comply to the same APACS standard, so your Natwest reader will work with your Barclays card, etc.

In fact, Nationwide and Natwest use the same card readers. They're just branded differently.

I think the main problem with PINSentry is that you have to use it to log into your account. I used to log into my accounts on a daily basis just to check balances and stuff, but I don't do that any more.

Given that the bulk of online banking fraud is caused by transferring money to unrecognised accounts, why not just use the PINSentry when you attempt to do that (which, afterall, is what triggered the device to be issued in the first place). Using it for logging in as well seems a bit of overkill.

bert&ernie

Pin sentry to bulky? How about this...

Visa press release here

looby75

is any one else having problems logging on to barclays online banking tonight?

I need to transfer some money between my accounts but I keep getting a "server too busy" error message

mikegreenland

Mary, you completely missed the point of my question. I didn't mean how it works on the surface - that is obvious. I am still convinced that one's PIN is on the card somewhere/somehow when it was not before, Otherwise how can it verify a PIN.

Eydon - spot one, it should not be needed for checking accounts only for paying money. That is how Nationwide have adopted it...

MPH80

The PIN is stored in the chip - which is "securely" encrypted - which probably means it's stored under a one-way hash - e.g. you can't see the pin directly or decrypt it - only check the validity of a given number against it.

BeenieCat

I had a Pinsentry reader which broke, they offered to send me a new one out at a cost of £6 to me :rolleyes:

I refused to pay as it was broken and suddenly she agreed to send me a new one free of charge.

Anyway, i've split with my partner and he's taken it - will they charge me for another one?? I really begrudge paying out money for one of these things, in fact i won't and would rather cut my nose off and trek to bank everytime or phone up!

Has anyone else had one replaced yet?

looby75

Yes I had to have a new one as I think my son threw mine out by accident...they charged me £6 wasn't happy to be charged for something I never wanted in the first place.